Microcredit Foundation EKI
| Institution Type |
NGO |
| Website |
http://www.eki.ba/ |
| Address |
|
| Num Branches |
70 |
| Num Clients |
60,000 |
| Year Started |
1996 |
Microcredit Foundation EKI offers products in 1 currency
View in graph:
| Product Name |
Loan Purpose
|
Currency
|
# Clients |
% Urban |
Loan Min |
Loan Max |
Loan Length
(months) |
Quoted Interest Rate |
Interest Rate Type |
# Loan Samples |
Calculated APR |
Calculated EIR |
| Household (Consumer) |
|
BAM |
6,400 |
41-60% |
100 |
5,000 |
19
|
25.0 %
/ Year
|
Declining Balance |
3 |
25.0 % -
29.0 %
|
28.0 % - 33.0 %
|
| Housing |
Housing
|
BAM |
6,700 |
0-20% |
1,000 |
10,000 |
36
|
16.0 -
20.0 %
/ Year
|
Declining Balance |
3 |
18.0 % -
20.0 %
|
20.0 % - 22.0 %
|
| SME Loan |
Business
|
BAM |
3,400 |
61-80% |
5,001 |
10,000 |
28
|
19.0 -
20.0 %
/ Year
|
Declining Balance |
1 |
19.0 %
|
21.0 %
|
| Agro Loan |
|
BAM |
8,300 |
0-20% |
5,001 |
10,000 |
42
|
15.0 -
19.0 %
/ Year
|
Declining Balance |
3 |
18.0 % -
19.0 %
|
20.0 % - 21.0 %
|
| Mikroloan |
Business
|
BAM |
40,000 |
21-40% |
300 |
5,000 |
25
|
20.0 -
22.0 %
/ Year
|
Declining Balance |
3 |
19.0 % -
24.0 %
|
20.0 % - 27.0 %
|