Institution: ACLEDA Bank Plc.

Cambodia

Typical Initial Loan Amount	Number of Clients	Typical Term	Quoted Rate	Fees	Taxes	APR	EIR	Number of Samples	Date Collected
1,501-9,999	44,174	- months	1.80-2.00 % / Year			21.8% - 23.2%	24.1% - 25.9%	3	2009-10-22

APR 21.8% - 23.2%

EIR 24.1% - 25.9%

Country Cambodia

Name of loan product Small Loan

Currency US dollar

Gross Outstanding Portfolio 96807109.00

Number of Clients 44174

Percent Female 41-60%

Percent Urban 21-40%

Minimum Loan Size 1501.00

Maximum Loan Size 9999.00

Initial Average Amount

Shortest Loan Term allowed

Longest Loan Term allowed

Approximate Avg Loan Term

Grace Period: Principal (Avg) 1.00

Grace Period: Principal (Min)

Grace Period: Principal (Max)

Grace Period: Interest (Avg)

Grace Period: Interest (Min)

Grace Period: Interest (Max)

Lowest Quoted Nominal Interest Rate 1.80

Highest Quoted Nominal Interest Rate 2.00

Quoted Interest Rate Period Year

Interest Rate Method Declining Balance

Other Rate Difference Reason

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Amount	Term (months)	Repayment Frequency	Sample Disbursement Date	APR	EIR	Payment Schedule
1,520	18	6	2009-07-10	21.8%	24.1%	View Payment Schedule
1,600	18	6	2009-07-27	23.0%	25.6%	View Payment Schedule
1,700	18	6	2009-07-03	23.2%	25.9%	View Payment Schedule