Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.accessbank.az/ |
Year established | 2002 |
Head of Institution | Andrew Pospielovsky |
Regions active | |
# Branches | 29 |
Total Portfolio (nat'l) | AZN 354,789,718 |
Total Portfolio (USD) | USD 454,858,612.80 |
Active clients with loans | 115,542 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.asapakistan.com |
Year established | 2008 |
Head of Institution | Md. Mosharrof Hossain |
Regions active | Punjab, Sindh |
# Branches | 180 |
Total Portfolio (nat'l) | PKR 3,018,099,519 |
Total Portfolio (USD) | USD 29,637,737.28 |
Active clients with loans | 230,488 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network |
Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro standard loan (manat) | AZN 100 - 16,000 | 1 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Combined collateral, Regular stable income | ||||||||
Micro standard loan (USD) | USD 100 - 20,000 | 1 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Combined collateral, Regular stable income | ||||||||
Micro Agricultural loan (manat) | AZN 100 - 16,000 | 1 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Borrowers receiving income from agricultural business | ||||||||
Micro agricultural loan (USD) | USD 100 - 20,000 | 1 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Borrowers receiving income from agricultural business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | PKR 17,000 - 49,000 | 11 | 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small Business Loan | PKR 50,000 - 99,000 | 11 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small & Medium Enterprise | PKR 100,000 - 200,000 | 11 - 17 | 0% | 40% - 60% | Business | Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro standard loan (manat) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 35.2% - 37.2% | 35.2% - 37.2% | 74 | ||||||||
Micro standard loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33.5% | 33.5% | 81 | ||||||||
Micro Agricultural loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 35.2% - 37.2% | 40.5% - 44.3% | 63 | ||||||||
Micro agricultural loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 35.5% - 37.5% | 40.9% - 44.6% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro standard loan (manat) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 35.2% - 37.2% | 35.2% - 37.2% | 74 | ||||||||
Micro standard loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 33.5% | 33.5% | 81 | ||||||||
Micro Agricultural loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 35.2% - 37.2% | 40.5% - 44.3% | 63 | ||||||||
Micro agricultural loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 35.5% - 37.5% | 40.9% - 44.6% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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