Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bankofbaku.com/ |
Year established | 1993 |
Head of Institution | Sardar A.Hasanov |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | AZN 145,018,460.70 |
Total Portfolio (USD) | USD 185,921,103.50 |
Active clients with loans | 104,601 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.thardeep.org |
Year established | 1998 |
Head of Institution | Ms. Parsa Pathani |
Regions active | Sindh |
# Branches | 151 |
Total Portfolio (nat'l) | PKR 1,407,060,752 |
Total Portfolio (USD) | USD 13,817,336.58 |
Active clients with loans | 100,001 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | USD 300 - 20,000 | 3 - 24 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, 20-65 yaÅ | ||||||||
Mit texnikas, Mebel | AZN 150 - 3,000 | 3 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, tqaàdçàl | yox, yox | |||||||
Avtomobil krediti | AZN 500 - 50,000 | 3 - 36 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Yox, Yox | |||||||
Nad pul krediti | AZN 150 - 3,000 | 3 - 24 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men, Salaried worker |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
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