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Institution

FINCA J. Jabbarli str. 44Baku, AzerbaijanAZ 1065
Data approved: 2014-10-10
Data version: 3
Age of data: 121 months

Institution

Badbaan Enterprise Development Forum Mohallah Ferozpura, Tehsil RoadHaripur, Khyber Pakhtoonkhwa22620
Data approved: 2013-05-22
Data version: 1
Age of data: 132 months

Product

Solidarity Credit Group (AZN) Product 7 of 12 « Prev | Next »

Product

Badbaan Poultry Loan Product 3 of 3 « Prev | Next »

Product Summary

Number borrowers9,633
Loan Amount (range)AZN 50 - 2,400
Loan Term (range)4 - 18
Other Services (text summary)
Annual Interest & Method26.5%-36.0% annual, Decl Bal
Fees2.00% upfront
InsuranceNone
TaxNone
Comp DepN/A
Range of pricing 
Interest Price Component21.8% - 38.4%
Fee Component1.5% - 7.1%
Insurance Component0
Tax Component Range0
Full APR (int fee ins tax dep)30.9% - 40.2%
Transparency Index (min/max)57 - 94
Transparency Index (average)77

Product Details

Key Statistics
Outstanding portfolio (AZN)AZN 7,678,863
Portfolio (USD)USD 9,844,696.15
Active Clients with Loans9,633
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
A loan for group borrowers living in urban areas and engaged in trade, services and production.
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loanx
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution8
# Regions for this product8
Regions ActiveAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan, Nakhichevan

Product Details


This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months. MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (PKR)PKR 302,862
Portfolio (USD)USD 3,090.43
Active Clients with Loans14
Approximate % Female Clients0
Approximate % Urban Clients0% - 20%
Description
This facility is available for small scale poultry products
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyAZN
Minimum loan sizeAZN 50
Maximum loan size2,400
Distribution at Disbursement (Est.)
Loans less than AZN 1,00050%
AZN 1,000-5,00050%
AZN 5,000-8,0000
AZN 8,000-11,0000
AZN 11,000-14,0000
Greater than AZN 14,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term18.0 months
Approx average13.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months70%
Between 13 and 18 months30%
Longer than 18 months0
Grace Period
Grace period usage10%
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest26.50%
Highest quoted nominal interest36.00%
Reason(s) why interest rate variesBranch, Loan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionOrigination Fee
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Solidarity Credit Group (AZN) samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
AZN 50 Generated 2014-10-01 10.0 months 0.0 months AZN 7.17 30.9% 26.2% 4.7% 0.0% 0.0% 0.0% 86 - PDF
AZN 50 Generated 2014-10-01 10.0 months 0.0 months AZN 9.48 40.2% 35.5% 4.7% 0.0% 0.0% 0.0% 66 - PDF
AZN 720 Generated 2014-10-01 12.1 months 0.0 months AZN 156.04 38.5% 34.5% 4.0% 0.0% 0.0% 0.0% 69 - PDF
AZN 720 Generated 2014-10-01 12.1 months 0.0 months AZN 130.78 32.6% 28.7% 3.9% 0.0% 0.0% 0.0% 81 - PDF
AZN 960 Generated 2014-10-01 12.1 months 0.0 months AZN 196.76 36.6% 32.6% 4.0% 0.0% 0.0% 0.0% 72 - PDF
AZN 1,500 Generated 2014-10-01 14.1 months 0.0 months AZN 302.14 31.1% 27.7% 3.4% 0.0% 0.0% 0.0% 85 - PDF
AZN 2,760 Generated 2014-10-01 18.1 months 0.0 months AZN 749.31 32.4% 29.6% 2.8% 0.0% 0.0% 0.0% 82 - PDF
Solidarity Credit Group (AZN) Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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