Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.viator-az.com |
Year established | 1998 |
Head of Institution | Abraham Vencent Asgapo |
Regions active | Ganja-Qazakh, Shaki-Zaqatala |
# Branches | 6 |
Total Portfolio (nat'l) | AZN 15,994,615 |
Total Portfolio (USD) | USD 20,505,916.67 |
Active clients with loans | 19,567 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AMFA (Azerbaijan MicroFinance Assosiation), MIX Market, MFC (Microfinance Center) |
Funders | Incofin Investment Management, Grameen Credit Agricole Foundation, ConCap, Symbiotics |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2002 |
Head of Institution | Chuon Sophal, Chief Executive Officer |
Regions active | 0 |
# Branches | 23 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 91,924 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | AZN 300 - 6,000 | 3 - 18 | 20% - 40% | 40% - 60% | Agriculture | Women, Men, Have business | Business Training, Other Training | |||||||
Micro-Business Loan | AZN 300 - 3,000 | 3 - 18 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Small Enterprise Loan | AZN 3,000 - 8,000 | 3 - 18 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Social Business Loan | AZN 3,000 - 8,000 | 3 - 18 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Agricultural Loan USD | USD 400 - 8,000 | 3 - 18 | 20% - 40% | 40% - 60% | Agriculture | Women, Men, Have business | Business Training, Other Training | |||||||
Micro-Business Loan USD | USD 400 - 4,000 | 3 - 18 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Small Enterprise Loan USD | USD 4,000 - 10,000 | 3 - 18 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Social Business Loan USD | USD 4,000 - 10,000 | 3 - 18 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | KHR 1,000,000 - 20,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
Individual Loan (USD) | USD 500 - 4,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
Individual Loan - Seasonal (KHR) | KHR 500,000 - 5,000,000 | 0 | 80% - 100% | 0% - 20% | Business | |||||||||
Solidarity Group Loan (KHR) | KHR 300,000 - 3,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
Solidarity Group Loan (SGL) Seasonal Loan | KHR 200,000 - 1,000,000 | 0 | 80% - 100% | 0% - 20% | Business | |||||||||
TP Loan End of Cycle (KHR) | KHR 250,000 - 1,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
TP Loan Fixed Installment (KHR) | KHR 500,000 - 2,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.7% - 34.4% | 35.3% - 36.4% | 80 | ||||||||
Micro-Business Loan | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 34.5% - 34.6% | 36.5% - 36.6% | 79 | ||||||||
Small Enterprise Loan | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Social Business Loan | 28.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31.1% | 32.5% | 89 | ||||||||
Agricultural Loan USD | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.4% | 34.9% | 83 | ||||||||
Micro-Business Loan USD | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.5% - 34.7% | 34.9% - 36.7% | 80 | ||||||||
Small Enterprise Loan USD | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 32.6% | 34% | 85 | ||||||||
Social Business Loan USD | 28.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31.1% | 32.5% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Individual Loan (USD) | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Individual Loan - Seasonal (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Solidarity Group Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Solidarity Group Loan (SGL) Seasonal Loan | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
TP Loan End of Cycle (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
TP Loan Fixed Installment (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.7% - 34.4% | 35.3% - 36.4% | 80 | ||||||||
Micro-Business Loan | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 34.5% - 34.6% | 36.5% - 36.6% | 79 | ||||||||
Small Enterprise Loan | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Social Business Loan | 28.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31.1% | 32.5% | 89 | ||||||||
Agricultural Loan USD | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.4% | 34.9% | 83 | ||||||||
Micro-Business Loan USD | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.5% - 34.7% | 34.9% - 36.7% | 80 | ||||||||
Small Enterprise Loan USD | 28.8%-34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 32.6% | 34% | 85 | ||||||||
Social Business Loan USD | 28.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31.1% | 32.5% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Individual Loan (USD) | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Individual Loan - Seasonal (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Solidarity Group Loan (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
Solidarity Group Loan (SGL) Seasonal Loan | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
TP Loan End of Cycle (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 | ||||||||
TP Loan Fixed Installment (KHR) | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | 0 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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