2. Banco FIE
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Institution

Banco FIE Calle General Gonzales 1272 Zona San PedroLa Paz, La Paz
Data approved: 2013-10-02
Data version: 1
Age of data: 134 months

Product

Créditos Garantia Vehículo (USD) Product 4 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 5,898,103
Portfolio (USD)USD 5,898,103
Active Clients with Loans1,288
Approximate % Female Clients20% - 40%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Créditos en Dólares con respaldo de Registro de Vehículo y/o Garantía Prendaria sujeta a Registro y/o Fondo de garantia.Si paga con debito automatico de una cuenta de ahorros no paga el impuesto a las transacciones financieras (ITF).
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product9
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 500
Maximum loan size137,600
Distribution at Disbursement (Est.)
Loans less than USD 1,5005%
USD 1,500-5,00040%
USD 5,000-10,00030%
USD 10,000-15,0000
USD 15,000-18,0005%
Greater than USD 18,0005%
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term120.0 months
Approx average50.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months5%
Between 13 and 18 months5%
Longer than 18 months90%
Grace Period
Grace period usage10%
Average grace periodDK
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 monthsx
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest14.00%
Highest quoted nominal interest19.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Client Risk, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Créditos Garantia Vehículo (USD) samples
Sample 1Sample 2Sample 3
Loan AmountUSD 720USD 3,000USD 6,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-11-262013-11-262013-11-26
Loan Term (Months)12.0 months37.0 months37.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditUSD 60.69USD 800.75USD 1,601.40
True Price by Comp     
Interest price component15.3%17.0%17.0%
Fee Component0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)15.3%17.0%17.0%
Transparency Index595353
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Créditos Garantia Vehículo (USD) Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyLoan PurposeBanco FIEInstitutionBO-003-V01-P04ProductBOCountry2013YearRange Number1Institution Data Version01,0002,0003,0004,0005,0006,000Loan Size (all)0%5%10%15%Full APR (int fee ins tax dep)> 100607Number of Borrowers
Click to view Price Analysis Tool
Institution # Borrowers Portfolio (US$) Products Age of Data
ABT25,40037,378,0002125
AKIBA26,90036,852,0004139
BELITA5,800492,0001139
BRAC Tanzania102,30019,663,0002139
F & K Finance038,0001161
FINCA Tanzania78,40031,517,0003121
FMFC1,500392,0006139
K-Finance Ltd1,000264,0002139
Mbinga1,0002,986,0003139
MCBL3,6002,837,0006139
MDF Tanzania600148,0001139
NMB45,10074,528,0001139
Opportunity8,6003,018,0003139
PRIDE Tanzania104,40033,321,0003139
PTF-N/A139
Selfina8,0003,773,0002161
Tujijenge Tanzania10,0002,060,0004139
VF^Tanzania34,3907,613,0004133
Victoria100377,0003161
YOSEFO17,1002,211,0003161
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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