2. ProCredit
Please note that the information you are viewing is 173 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Los Andes ProCredit S.A. Av. Cristo Redentor No. 3730 entre 4 y 5 anilloSanta Cruz de la Sierra, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: 173 months

Product

Crédito con garantía de títulos valor ME Product 2 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 846,867
Portfolio (USD)USD 846,867
Active Clients with Loans374
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
El crédito con garantía de Títulos Valor Negociables en la Bolsa de Valores tiene como\robjetivo proporcionar liquidez a personas o instituciones que no puedan o no quieran cancelar\ranticipadamente sus depósitos.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size125,000
Loan Term and Grace Period
Shortest loan term1.3 months
Longest loan term45.3 months
Approx average16.8 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest5.04%
Highest quoted nominal interest21.96%
Reason(s) why interest rate variesTime as Client, Loan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Crédito con garantía de títulos valor ME samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 400USD 1,100USD 2,000USD 4,000USD 7,900USD 12,500
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-06-182010-06-232010-06-222010-05-262010-06-092010-05-20
Loan Term (Months)4.0 months18.0 months4.0 months6.0 months2.0 months11.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component7.2%8.0%12.2%8.2%7.1%14.8%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.7%0.2%0.5%0.3%0.8%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)8.0%8.2%12.7%8.5%7.9%14.7%
Transparency Index636140606434
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Crédito con garantía de títulos valor ME Price Graphs


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  2. Selfina
Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Selfina Mikocheni Garden Road, SATF BuildingDar Es SalaamPO Box 31310
Data approved: 2011-12-18
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.selfina.com/
Year established2002
Head of InstitutionDr Victoria Kisyombe
Regions active
# Branches8

Total Portfolio (nat'l)TZS 5,000,000,000
Total Portfolio (USD)USD 3,144,654.09
Active clients with loans8,243
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
FundersGlassroots Business Fund

Loan Products » Summary

Microleasing
500 Borrowers
USD 628,930.82 Portfolio
Active Product
Work Capital
7,500 Borrowers
USD 3,144,654.09 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microleasing Loan TZS 150,000 - 4,000,000 6 - 18 80% - 100% 40% - 60% Business Women, Have business Business Training
Working Capital Loan TZS 150,000 - 5,000,000 6 - 18 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microleasing Loan 30.00%-33.60% annual, Flat 1 Fee 0 Ins None 25.00% upfront 63.6% - 75.9% 103.3% - 127.1% 27
Working Capital Loan 33.60% annual, Flat 1 Fee 0 Ins None 20.00% upfront 61.4% - 64.2% 87.3% - 93.4% 36
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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