2. ProCredit
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Los Andes ProCredit S.A. Av. Cristo Redentor No. 3730 entre 4 y 5 anilloSanta Cruz de la Sierra, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: 171 months

Product

Creditos para Vivienda ME Product 7 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 19,967,105.90
Portfolio (USD)USD 19,967,105.90
Active Clients with Loans4,573
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individual
Solidarity group
Village banking
Self help group
OtherN/A
Description
Producto destinado a la compra de vivienda o de terrenos, refacción, ampliación,\ranticrético, construcción, instalación de servicios básicos o cualquier otro destino que implique un\rmejoramiento de vivienda.
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherPara Compra y construccion de vivienda
Other (2)Para compra de terreno
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 242
Maximum loan size20,000
Loan Term and Grace Period
Shortest loan term2.0 months
Longest loan term143.0 months
Approx average49.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest7.44%
Highest quoted nominal interest36.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Creditos para Vivienda ME samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 400USD 1,000USD 2,000USD 4,000USD 8,000USD 12,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-03-292010-03-232010-05-082010-03-202010-05-192010-05-11
Loan Term (Months)7.0 months24.0 months36.0 months60.0 months27.0 months60.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component23.6%22.3%20.6%18.3%15.8%16.3%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.4%0.2%0.1%0.1%0.1%0.1%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)24.0%22.5%20.7%18.3%16.0%16.3%
Transparency Index313336414746
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Creditos para Vivienda ME Price Graphs


Click to view Price Analysis Tool
  2. COAC SantaAnita
Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorro y Credito Santa Anita Imbaubura 8-83 y Vicente RocafuerteCotacachi, Imbabura28034
Data approved: 2010-11-08
Data version: 1
Age of data: 170 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://www.coacsantaanita.com/
Year established2001
Head of InstitutionEdison Caicedo
Regions active
# Branches4

Total Portfolio (nat'l)USD 2,536,758
Total Portfolio (USD)USD 2,536,758
Active clients with loans2,047
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Ucacnor, Fecoac
Funders

Loan Products » Summary

Consumo
418 Borrowers
USD 468,714.90 Portfolio
Active Product
Agro
615 Borrowers
USD 777,883.75 Portfolio
Active Product
Microempresa
924 Borrowers
USD 1,214,168.88 Portfolio
Active Product
Inst
15 Borrowers
USD 26,257.46 Portfolio
Low Volume Product
Futuro
21 Borrowers
USD 12,667.21 Portfolio
Low Volume Product
Microflash
47 Borrowers
USD 32,971.73 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 15,000 1 - 48 60% - 80% 20% - 40% Any Purpose Women, Men, Salaried worker Credit Ins, Tech Asst Visits
Microagropecuario USD 100 - 15,000 1 - 48 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men Credit Ins, Tech Asst Visits
Microempresarial USD 100 - 15,000 1 - 49 40% - 60% 20% - 40% Business Women, Men, Tener calificacion hasta B en central de riesgos o buro de credito Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.8% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 5.00% ongoing 14% - 15.2% 15.6% - 22% 77
Microagropecuario 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 20.3% - 26.9% 22.5% - 36.2% 71
Microempresarial 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 5.00 ongoing 18.8% - 26.9% 20.7% - 41.2% 69
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞