Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.losandesprocredit.com.bo/ |
Year established | 1995 |
Head of Institution | Pablo Alberto González López |
Regions active | |
# Branches | 62 |
Total Portfolio (nat'l) | BOB 2,650,421,275 |
Total Portfolio (USD) | USD 392,655,003.70 |
Active clients with loans | 83,776 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ASOFIN, ASOBAN |
Funders | ProCredit Holding AG, Helen Alexander, Gabriel Schor, Mariano Larena |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito con garantía de títulos valor | BOB 250 - 135,000 | 0.9 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Ins | |||||||
Crédito con garantía de títulos valor ME | USD 100 - 125,000 | 1.3 - 45.3 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Ins | |||||||
Crédito Empresarial ME | USD 100 - 1,050,000 | 4.9 - 60.9 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business, No ser parte del dirctorio ni ser ejecutivo del Banco, Debe tener por lo menos 1 año de experiencia en el negocio que lleva adelante | Credit Ins, Business Training | |||||||
Crédito Empresarial MN | BOB 480 - 3,485,000 | 1 - 303.4 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, No ser parte del dirctorio ni ser ejecutivo del Ba, Debe tener por lo menos 1 año de experiencia en el | Credit Ins, Business Training | |||||||
Creditos para Asalariados ME | USD 200 - 15,000 | 4 - 121 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker, Debe ser propietario de inmueble o presentar un garante personal | Credit Ins | |||||||
Creditos para Asalariados MN | BOB 601 - 70,000 | 1.4 - 61.4 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker, Debe ser propietario de inmueble o presentar un garante personal | Credit Ins | |||||||
Creditos para Vivienda ME | USD 242 - 20,000 | 2 - 143 | 40% - 60% | 80% - 100% | Housing, Para Compra y construccion de vivienda, Para compra de terreno | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Creditos para Vivienda MN | BOB 800 - 140,000 | 4 - 145 | 40% - 60% | 80% - 100% | Housing, Compra o construción de Vivienda, Compra de Terreno | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito con garantía de títulos valor | 4.3%-25.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 7.2% - 15.1% | 7.2% - 15.1% | 42 | ||||||||
Crédito con garantía de títulos valor ME | 5.0%-22.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 7.1% - 14.8% | 7.9% - 14.7% | 53 | ||||||||
Crédito Empresarial ME | 5.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 16.2% - 31.1% | 16.3% - 31.2% | 22 | ||||||||
Crédito Empresarial MN | 8.5%-38.6% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 15.3% - 27.5% | 15.3% - 27.5% | 41 | ||||||||
Creditos para Asalariados ME | 6.4%-33.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 7.5% - 22.4% | 7.6% - 22.6% | 48 | ||||||||
Creditos para Asalariados MN | 6.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 16.2% - 28.4% | 16.2% - 28.4% | 28 | ||||||||
Creditos para Vivienda ME | 7.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 15.8% - 23.6% | 16% - 24% | 39 | ||||||||
Creditos para Vivienda MN | 7.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 17.2% - 30.5% | 17.2% - 30.5% | 31 |
Outstanding portfolio (GHS) | GHS 58,000 |
Portfolio (USD) | USD 29,441.62 |
Active Clients with Loans | 44 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 80% - 100% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active |
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% Products with compulsory deposits |
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