Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.losandesprocredit.com.bo/ |
Year established | 1995 |
Head of Institution | Pablo Alberto González López |
Regions active | |
# Branches | 62 |
Total Portfolio (nat'l) | BOB 2,650,421,275 |
Total Portfolio (USD) | USD 392,655,003.70 |
Active clients with loans | 83,776 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ASOFIN, ASOBAN |
Funders | ProCredit Holding AG, Helen Alexander, Gabriel Schor, Mariano Larena |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito con garantía de títulos valor | BOB 250 - 135,000 | 0.9 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Ins | |||||||
Crédito con garantía de títulos valor ME | USD 100 - 125,000 | 1.3 - 45.3 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Ins | |||||||
Crédito Empresarial ME | USD 100 - 1,050,000 | 4.9 - 60.9 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business, No ser parte del dirctorio ni ser ejecutivo del Banco, Debe tener por lo menos 1 año de experiencia en el negocio que lleva adelante | Credit Ins, Business Training | |||||||
Crédito Empresarial MN | BOB 480 - 3,485,000 | 1 - 303.4 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, No ser parte del dirctorio ni ser ejecutivo del Ba, Debe tener por lo menos 1 año de experiencia en el | Credit Ins, Business Training | |||||||
Creditos para Asalariados ME | USD 200 - 15,000 | 4 - 121 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker, Debe ser propietario de inmueble o presentar un garante personal | Credit Ins | |||||||
Creditos para Asalariados MN | BOB 601 - 70,000 | 1.4 - 61.4 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker, Debe ser propietario de inmueble o presentar un garante personal | Credit Ins | |||||||
Creditos para Vivienda ME | USD 242 - 20,000 | 2 - 143 | 40% - 60% | 80% - 100% | Housing, Para Compra y construccion de vivienda, Para compra de terreno | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Creditos para Vivienda MN | BOB 800 - 140,000 | 4 - 145 | 40% - 60% | 80% - 100% | Housing, Compra o construción de Vivienda, Compra de Terreno | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito con garantía de títulos valor | 4.3%-25.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 7.2% - 15.1% | 7.2% - 15.1% | 42 | ||||||||
Crédito con garantía de títulos valor ME | 5.0%-22.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 7.1% - 14.8% | 7.9% - 14.7% | 53 | ||||||||
Crédito Empresarial ME | 5.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 16.2% - 31.1% | 16.3% - 31.2% | 22 | ||||||||
Crédito Empresarial MN | 8.5%-38.6% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 15.3% - 27.5% | 15.3% - 27.5% | 41 | ||||||||
Creditos para Asalariados ME | 6.4%-33.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 7.5% - 22.4% | 7.6% - 22.6% | 48 | ||||||||
Creditos para Asalariados MN | 6.6%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 16.2% - 28.4% | 16.2% - 28.4% | 28 | ||||||||
Creditos para Vivienda ME | 7.4%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 15.8% - 23.6% | 16% - 24% | 39 | ||||||||
Creditos para Vivienda MN | 7.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 17.2% - 30.5% | 17.2% - 30.5% | 31 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
1st Valley Bank | 38,900 | 48,291,000 | 3 | 157 |
AJDFI | 13,100 | 884,000 | 6 | 157 |
ARDCI | 44,600 | 9,403,000 | 1 | 157 |
ASA Philippines | 333,400 | 29,282,000 | 1 | 157 |
ASHI | 35,400 | 5,231,000 | 6 | 157 |
ASKI | 60,000 | 15,247,000 | 4 | 157 |
Bangko Kabayan | 8,900 | 2,373,000 | 2 | 157 |
BSEI | 600 | 73,000 | 2 | 157 |
CBI | 8,100 | 2,010,000 | 5 | 157 |
CCT | 70,300 | 9,504,000 | 4 | 157 |
CEV | 35,400 | 5,111,000 | 4 | 157 |
DSPI | 59,300 | 3,676,000 | 3 | 157 |
ECLOF | 5,400 | 1,836,000 | 4 | 157 |
FCB | 12,000 | 2,392,000 | 2 | 157 |
FMB | 2,700 | 710,000 | 2 | 157 |
GM Bank | 23,500 | 1,553,000 | 3 | 157 |
HSPFI | 19,100 | 1,899,000 | 2 | 157 |
JVOFI | 1,300 | 281,000 | 1 | 157 |
Katipunan Bank | 42,100 | 5,325,000 | 2 | 157 |
KDCI | 20,500 | 2,095,000 | 3 | 157 |
KGI | 32,300 | 3,421,000 | 4 | 157 |
KMBI | 245,000 | 15,098,000 | 1 | 157 |
LTMPC | 37,400 | 8,935,000 | 3 | 157 |
Mallig Plains | 6,500 | 641,000 | 2 | 157 |
MILAMDEC | 29,800 | 3,278,000 | 2 | 157 |
MWIMPC | 11,800 | 1,740,000 | 4 | 156 |
NWTF | 105,500 | 12,698,000 | 5 | 157 |
OFMPC | 4,400 | 964,000 | 1 | 157 |
PBC | 50,700 | 10,434,000 | 4 | 157 |
PCSD | 700 | 167,000 | 1 | 157 |
PMPC | 23,500 | 5,565,000 | 8 | 157 |
RB Angeles | 900 | 1,502,000 | 2 | 157 |
RB Labason | 500 | 289,000 | 1 | 157 |
RBLI | 5,200 | 1,026,000 | 2 | 157 |
RBMI | 11,900 | 1,750,000 | 2 | 157 |
RMB | 100 | 173,000 | 1 | 157 |
RSPI | 39,600 | 2,834,000 | 4 | 157 |
SAFRAGEMC | 1,100 | 229,000 | 1 | 157 |
Salve | 10,900 | 1,191,000 | 3 | 157 |
SEDP | 27,000 | 3,914,000 | 3 | 157 |
TSKI | 212,900 | 25,187,000 | 2 | 157 |
TSPI | 264,500 | 31,290,000 | 7 | 157 |
Valient | 1,700 | 672,000 | 2 | 157 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |