2. BancoSol
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Institution

BancoSol S.A. Calle Nicolás Acosta No. 289 esq. Cañada Strongest, MurilloLa Paz, Bolivia13176
Data approved: 2013-09-05
Data version: 2
Age of data: 130 months
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Product

Sol Efectivo (Tasa Fija) Product 5 of 30 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 590,400,149
Portfolio (USD)USD 87,466,688.74
Active Clients with Loans24,958
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito diseñado para atender el financiamiento de hasta el 100% del valor de adquisición de bienes o servicios diversos de personas físicas (naturales) independientes.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product9
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 400
Maximum loan size80,000
Distribution at Disbursement (Est.)
Loans less than BOB 10,00030%
BOB 10,000-40,00040%
BOB 40,000-70,00020%
BOB 70,000-100,00010%
BOB 100,000-125,0000
Greater than BOB 125,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term60.0 months
Approx average32.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months10%
Between 13 and 18 months10%
Longer than 18 months80%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest18.50%
Reason(s) why interest rate variesLoan Size, Collateral, Plazo
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Sol Efectivo (Tasa Fija) samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountBOB 33,000BOB 45,000BOB 56,000BOB 62,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2013-02-192014-04-072014-04-072014-04-07
Loan Term (Months)33.0 months49.0 months61.0 months61.0 months
Grace Period (Months)0.5 months0.0 months0.0 months0.0 months
Total Cost of CreditBOB 9,208BOB 18,478.22BOB 29,367.62BOB 32,514.15
True Price by Comp       
Interest price component18.1%18.0%18.0%18.0%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)18.1%18.0%18.0%18.0%
Transparency Index99100100100
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Sol Efectivo (Tasa Fija) Price Graphs


Click to view Price Analysis Tool
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001170
CEPESIU2,000939,0004170
COAC 4 Octubre2,2005,771,0002170
COAC Ambato1,30016,415,0002170
COAC FondVida2,5004,200,0004170
COAC LaBenefica2,5008,482,0006170
COAC MCCH5,30010,020,0002170
COAC Nacional30,70027,129,0002170
COAC San José10,40029,133,0005170
COAC SanAntonio1,0002,384,0003170
COAC SantaAnita2,0002,532,0006170
Codesarrollo14,40040,328,0007170
Coop San Miguel1,8004,754,0005167
CooP VPR7001,052,0004170
Cooprogreso7,90032,244,0004170
Credi Fe100,900380,039,0004170
D^Miro36,90027,692,0009163
DECOF2,200705,0002170
Espoir62,10021,036,0005170
FODEMI28,20012,924,0003170
Fundacion Alternativa4,3005,545,0002170
FUNDAMIC2,0001,468,0002170
INSOTEC7,0006,047,0004170
Luz del Valle6,40011,300,0003170
ProCredit43,800211,941,0002170
PS Ambato5,6002,771,0001170
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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