Please note that the information you are viewing is
127 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-09-05
Data version: 2
Age of data: 127 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (BOB) | BOB 2,134,311.13 |
Portfolio (USD) | USD 316,194.24 |
Active Clients with Loans | 26 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 80% - 100% |
Description
Crédito destinado a Micro, pequeños y medianos empresarios, constituidos como personas físicas (naturales) que cuenten con un negocio propio y personas físicas (naturales) asalariadas.
Loan Purpose
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) | |
Eligibility
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | x |
Must be specific age group | |
Other | Clientes con DPFs propios del Banco |
Other (2) | |
Portfolio Size by Product
Geographic Coverage
# Regions for this institution | 9 |
# Regions for this product | N/A |
Regions Active | |
Please note that the information you are viewing is
169 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-10-25
Data version: 1
Age of data: 169 months
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2008 |
Head of Institution | Gouranga Kumar Sarkar |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | INR 5,273,925 |
Total Portfolio (USD) | USD 99,508.02 |
Active clients with loans | 1,164 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
1,164 Borrowers
USD 99,508.02 Portfolio
Active Product
Loan Products » Conditions
Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
Small Loan |
|
INR 5,000 - 10,000 |
|
10.6 |
|
80% - 100% |
|
40% - 60% |
|
Business, Consumer |
|
Women, Have business |
|
Credit Educ, Group Mtgs, Credit Ins |
Loan Products » MFIN India Additional Information
Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
Small Loan |
|
0 |
|
29.7% - 34.2% |
|
37.7% - 43.1% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
Small Loan |
|
15.0% annual, Flat |
|
1 Fee |
|
1 Ins |
|
None |
|
10.0% upfront |
|
29.7% - 34.2% |
|
37.7% - 43.1% |
|
37 |