Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bancosol.com.bo/ |
Year established | 1992 |
Head of Institution | Raul Cabrera |
Regions active | 0 |
# Branches | 60 |
Total Portfolio (nat'l) | BOB 2,668,351,825 |
Total Portfolio (USD) | USD 389,540,412.40 |
Active clients with loans | 135,842 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.grameenghana.org |
Year established | 2001 |
Head of Institution | Mohammed A. Adams |
Regions active | Northern Region, Upper East Region |
# Branches | 5 |
Total Portfolio (nat'l) | GHS 998,804 |
Total Portfolio (USD) | USD 507,007.11 |
Active clients with loans | 9,505 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASSFIN, GHAMFIN, African Microfinance Transparency (AMT), Civil Society Platform |
Funders | Grameen Foundation, CORDAID, Planet Finance, Alterfin |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | BOB 349 - 6,970 | 3 - 18 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol 1000 (Tasa Fija, USD) | USD 50 - 1,000 | 3 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol DPF (Tasa Fija, BOB) | BOB 349 - 1,742,500 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol DPF (Tasa Fija, USD) | USD 50 - 250,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Efectivo (Tasa Fija) | BOB 1,394 - 69,700 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Efectivo (Tasa Fija, USD) | USD 200 - 10,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Individual (Tasa Fija) | BOB 348.50 - 1,742,500 | 3 - 96 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. , BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Fija, USD) | USD 50 - 250,000 | 3 - 96 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Variable) | BOB 348.50 - 1,742,500 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Variable, USD) | USD 50 - 250,000 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vehículo (Tasa Fija, USD) | USD 500 - 50,000 | 3 - 60 | 20% - 40% | 80% - 100% | Solo para Activo Fijo | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Vehículo (Tasa Variable, USD) | USD 500 - 50,000 | 3 - 60 | 20% - 40% | 60% - 80% | Solo para Activo Fijo | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Vivienda (Tasa Fija, BOB) | BOB 1,394 - 1,045,500 | 3 - 180 | 40% - 60% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vivienda (Tasa Fija, USD) | USD 200 - 150,000 | 3 - 180 | 40% - 60% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vivienda (Tasa Variable, USD) | USD 200 - 150,000 | 3 - 180 | 20% - 40% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Business Loan | GHS 400 - 1,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business, Agricultural Production | Women, Men | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
Basic Loan | GHS 50 - 1,000 | 4 - 6 | 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
Shea Loan | GHS 50 - 500 | 6 - 9 | 100% | 0% | Any Purpose | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol 1000 (Tasa Fija, USD) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, BOB) | 5.1%-7.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, USD) | 5.8%-7.2% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija, USD) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija) | 17.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija, USD) | 18.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable) | 11.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable, USD) | 11.3%-18.8% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Fija, USD) | 14.5%-23.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Variable, USD) | 10.3%-16.3% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, BOB) | 17.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, USD) | 20.0%-25.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Variable, USD) | 10.3%-18.3% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol 1000 (Tasa Fija, USD) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, BOB) | 5.1%-7.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, USD) | 5.8%-7.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija, USD) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija) | 17.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija, USD) | 18.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable) | 11.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable, USD) | 11.3%-18.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Fija, USD) | 14.5%-23.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Variable, USD) | 10.3%-16.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, BOB) | 17.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, USD) | 20.0%-25.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Variable, USD) | 10.3%-18.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
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