Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bancosol.com.bo/ |
Year established | 1992 |
Head of Institution | Raul Cabrera |
Regions active | 0 |
# Branches | 60 |
Total Portfolio (nat'l) | BOB 2,668,351,825 |
Total Portfolio (USD) | USD 389,540,412.40 |
Active clients with loans | 135,842 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.nrbank.org |
Year established | 1987 |
Head of Institution | Nuamah-Danquah Samuel |
Regions active | Ashanti Region |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 4,463,063.91 |
Total Portfolio (USD) | USD 2,265,514.68 |
Active clients with loans | 4,099 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ARB Apex Bank, GHAMFIN |
Funders | SCIMP/IFAD, SPEED, ARB Apex Bank |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | BOB 349 - 6,970 | 3 - 18 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol 1000 (Tasa Fija, USD) | USD 50 - 1,000 | 3 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol DPF (Tasa Fija, BOB) | BOB 349 - 1,742,500 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol DPF (Tasa Fija, USD) | USD 50 - 250,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Efectivo (Tasa Fija) | BOB 1,394 - 69,700 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Efectivo (Tasa Fija, USD) | USD 200 - 10,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Individual (Tasa Fija) | BOB 348.50 - 1,742,500 | 3 - 96 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. , BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Fija, USD) | USD 50 - 250,000 | 3 - 96 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Variable) | BOB 348.50 - 1,742,500 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Variable, USD) | USD 50 - 250,000 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vehículo (Tasa Fija, USD) | USD 500 - 50,000 | 3 - 60 | 20% - 40% | 80% - 100% | Solo para Activo Fijo | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Vehículo (Tasa Variable, USD) | USD 500 - 50,000 | 3 - 60 | 20% - 40% | 60% - 80% | Solo para Activo Fijo | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Vivienda (Tasa Fija, BOB) | BOB 1,394 - 1,045,500 | 3 - 180 | 40% - 60% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vivienda (Tasa Fija, USD) | USD 200 - 150,000 | 3 - 180 | 40% - 60% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vivienda (Tasa Variable, USD) | USD 200 - 150,000 | 3 - 180 | 20% - 40% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | GHS 200 - 1,500 | 6 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
Micro Enterprise Loan | GHS 200 - 10,000 | 6 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
Susu Loan | GHS 200 - 10,000 | 6 | 40% - 60% | 60% - 80% | Business, Other, Petty Traders | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training, Personal hygiene & health education |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol 1000 (Tasa Fija, USD) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, BOB) | 5.1%-7.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, USD) | 5.8%-7.2% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija, USD) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija) | 17.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija, USD) | 18.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable) | 11.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable, USD) | 11.3%-18.8% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Fija, USD) | 14.5%-23.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Variable, USD) | 10.3%-16.3% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, BOB) | 17.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, USD) | 20.0%-25.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Variable, USD) | 10.3%-18.3% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 47.8% | 73.3% | 38 | ||||||||
Micro Enterprise Loan | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 52.2% - 54% | 82.1% - 85.9% | 33 | ||||||||
Susu Loan | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 33.3% upfront | 53.1% - 54% | 121.1% - 123.6% | 23 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol 1000 (Tasa Fija, USD) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, BOB) | 5.1%-7.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, USD) | 5.8%-7.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija, USD) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija) | 17.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija, USD) | 18.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable) | 11.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable, USD) | 11.3%-18.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Fija, USD) | 14.5%-23.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Variable, USD) | 10.3%-16.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, BOB) | 17.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, USD) | 20.0%-25.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Variable, USD) | 10.3%-18.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | 28.1% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 47.8% | 73.3% | 38 | ||||||||
Micro Enterprise Loan | 28.1% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 52.2% - 54% | 82.1% - 85.9% | 33 | ||||||||
Susu Loan | 28.1% annual, Flat | 1 Fee | 1 Ins Ins | None | 33.3% upfront | 53.1% - 54% | 121.1% - 123.6% | 23 |
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