| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.cidre.org.bo/ |
| Year established | 1990 |
| Head of Institution | Alvaro Moscoso Blanco |
| Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija |
| # Branches | 18 |
| Total Portfolio (nat'l) | BOB 854,406,455 |
| Total Portfolio (USD) | USD 126,578,734.10 |
| Active clients with loans | 8,530 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINRURAL |
| Funders | Banco Interamericano de Desarrollo (BID), Kiva, Oikocredit, Banco de Desarrollo Productivo (BDP S.A.M.) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito de Consumo (BOB) | BOB 2,000 - 362,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Ins | |||||||
| Credito de Consumo (USD) | USD 200 - 10,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Ins | |||||||
| Credito Hipotecaria (BOB) | BOB 3,500 - 843,200 | 12 - 96 | 0% - 20% | 0% - 20% | Housing | Women, Men | Credit Ins | |||||||
| Credito Hipotecaria (USD) | USD 1,200 - 68,000 | 12 - 84 | 0% - 20% | 0% - 20% | Housing | Women, Men | Credit Ins | |||||||
| Microcredito para Comercio y Servicios (BOB) | BOB 3,000 - 890,000 | 6 - 60 | 20% - 40% | 20% - 40% | Business, Para actividades de comercio y servicios | Women, Men, Have business | Credit Ins | |||||||
| Microcredito para Comercio y Servicios (USD) | USD 500 - 126,000 | 6 - 60 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Ins, Business Training | |||||||
| Microcredito Productivo (BOB) | BOB 3,400 - 892,956 | 6 - 60 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins | |||||||
| Microcredito Productivo (USD) | USD 500 - 150,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito de Consumo (BOB) | 16.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 26.7% | 17.1% - 27.3% | 71 | ||||||||
| Credito de Consumo (USD) | 16.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24.7% | 25.3% | 63 | ||||||||
| Credito Hipotecaria (BOB) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.2% - 22.4% | 18.8% - 23% | 81 | ||||||||
| Credito Hipotecaria (USD) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 19.7% | 18.6% - 20.3% | 87 | ||||||||
| Microcredito para Comercio y Servicios (BOB) | 18.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.4% - 25.4% | 20.9% - 26% | 76 | ||||||||
| Microcredito para Comercio y Servicios (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 80 | ||||||||
| Microcredito Productivo (BOB) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 83 | ||||||||
| Microcredito Productivo (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.9% - 21.7% | 19.4% - 22.4% | 86 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 170 |
| CEPESIU | 2,000 | 939,000 | 4 | 170 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 170 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 170 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 170 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 170 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 170 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 170 |
| COAC San José | 10,400 | 29,133,000 | 5 | 170 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 170 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 170 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 170 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 167 |
| CooP VPR | 700 | 1,052,000 | 4 | 170 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 170 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 170 |
| D^Miro | 36,900 | 27,692,000 | 9 | 163 |
| DECOF | 2,200 | 705,000 | 2 | 170 |
| Espoir | 62,100 | 21,036,000 | 5 | 170 |
| FODEMI | 28,200 | 12,924,000 | 3 | 170 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 170 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 170 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 170 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 170 |
| ProCredit | 43,800 | 211,941,000 | 2 | 170 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 170 |
| Key Statistics | |
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| % Products with compulsory deposits |
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