Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.cidre.org.bo/ |
Year established | 1990 |
Head of Institution | Alvaro Moscoso Blanco |
Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija |
# Branches | 18 |
Total Portfolio (nat'l) | BOB 854,406,455 |
Total Portfolio (USD) | USD 126,578,734.10 |
Active clients with loans | 8,530 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders | Banco Interamericano de Desarrollo (BID), Kiva, Oikocredit, Banco de Desarrollo Productivo (BDP S.A.M.) |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1994 |
Head of Institution | Fredy Yugcha Toala |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | USD 8,513,791 |
Total Portfolio (USD) | USD 8,513,791 |
Active clients with loans | 3,278 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | BOB 2,000 - 362,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Ins | |||||||
Credito de Consumo (USD) | USD 200 - 10,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Ins | |||||||
Credito Hipotecaria (BOB) | BOB 3,500 - 843,200 | 12 - 96 | 0% - 20% | 0% - 20% | Housing | Women, Men | Credit Ins | |||||||
Credito Hipotecaria (USD) | USD 1,200 - 68,000 | 12 - 84 | 0% - 20% | 0% - 20% | Housing | Women, Men | Credit Ins | |||||||
Microcredito para Comercio y Servicios (BOB) | BOB 3,000 - 890,000 | 6 - 60 | 20% - 40% | 20% - 40% | Business, Para actividades de comercio y servicios | Women, Men, Have business | Credit Ins | |||||||
Microcredito para Comercio y Servicios (USD) | USD 500 - 126,000 | 6 - 60 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Ins, Business Training | |||||||
Microcredito Productivo (BOB) | BOB 3,400 - 892,956 | 6 - 60 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins | |||||||
Microcredito Productivo (USD) | USD 500 - 150,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 100 - 30,000 | 6 - 36 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | ||||||||
Credi Grupo | USD 200 - 800 | 6 - 10 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men | ||||||||
Microcrédito Avanzar | USD 3,001 - 10,000 | 6 - 36 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Microcrédito Fácil | USD 100 - 5,000 | 1 | 40% - 60% | 80% - 100% | Business, Other | Women, Men, Have business | ||||||||
Microcrédito Nacer | USD 100 - 3,000 | 6 - 18 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | 16.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 26.7% | 17.1% - 27.3% | 71 | ||||||||
Credito de Consumo (USD) | 16.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24.7% | 25.3% | 63 | ||||||||
Credito Hipotecaria (BOB) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.2% - 22.4% | 18.8% - 23% | 81 | ||||||||
Credito Hipotecaria (USD) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 19.7% | 18.6% - 20.3% | 87 | ||||||||
Microcredito para Comercio y Servicios (BOB) | 18.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.4% - 25.4% | 20.9% - 26% | 76 | ||||||||
Microcredito para Comercio y Servicios (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 80 | ||||||||
Microcredito Productivo (BOB) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 83 | ||||||||
Microcredito Productivo (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.9% - 21.7% | 19.4% - 22.4% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 14.4% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.00 ongoing | 14% - 14.6% | 15.3% - 16.1% | 91 | ||||||||
Credi Grupo | 23.2% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.00% ongoing | 23.6% | 26.2% | 89 | ||||||||
Microcrédito Avanzar | 19.6% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.00 ongoing | 19.6% - 20.4% | 20.9% - 21.8% | 92 | ||||||||
Microcrédito Fácil | 20.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 20.3% | 20.3% | 99 | ||||||||
Microcrédito Nacer | 20.9% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.00 ongoing | 21.1% - 21.2% | 22.7% - 23.1% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | 16.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 17.1% - 26.7% | 17.1% - 27.3% | 71 | ||||||||
Credito de Consumo (USD) | 16.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 24.7% | 25.3% | 63 | ||||||||
Credito Hipotecaria (BOB) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.2% - 22.4% | 18.8% - 23% | 81 | ||||||||
Credito Hipotecaria (USD) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.1% - 19.7% | 18.6% - 20.3% | 87 | ||||||||
Microcredito para Comercio y Servicios (BOB) | 18.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.4% - 25.4% | 20.9% - 26% | 76 | ||||||||
Microcredito para Comercio y Servicios (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 80 | ||||||||
Microcredito Productivo (BOB) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 83 | ||||||||
Microcredito Productivo (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.9% - 21.7% | 19.4% - 22.4% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 14.4% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.00 ongoing | 14% - 14.6% | 15.3% - 16.1% | 91 | ||||||||
Credi Grupo | 23.2% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.00% ongoing | 23.6% | 26.2% | 89 | ||||||||
Microcrédito Avanzar | 19.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.00 ongoing | 19.6% - 20.4% | 20.9% - 21.8% | 92 | ||||||||
Microcrédito Fácil | 20.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 20.3% | 20.3% | 99 | ||||||||
Microcrédito Nacer | 20.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 5.00 ongoing | 21.1% - 21.2% | 22.7% - 23.1% | 91 |
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