Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.cidre.org.bo/ |
Year established | 1990 |
Head of Institution | Alvaro Moscoso Blanco |
Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija |
# Branches | 18 |
Total Portfolio (nat'l) | BOB 854,406,455 |
Total Portfolio (USD) | USD 126,578,734.10 |
Active clients with loans | 8,530 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders | Banco Interamericano de Desarrollo (BID), Kiva, Oikocredit, Banco de Desarrollo Productivo (BDP S.A.M.) |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.grameenghana.org |
Year established | 2001 |
Head of Institution | Mohammed A. Adams |
Regions active | Northern Region, Upper East Region |
# Branches | 5 |
Total Portfolio (nat'l) | GHS 998,804 |
Total Portfolio (USD) | USD 507,007.11 |
Active clients with loans | 9,505 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASSFIN, GHAMFIN, African Microfinance Transparency (AMT), Civil Society Platform |
Funders | Grameen Foundation, CORDAID, Planet Finance, Alterfin |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | BOB 2,000 - 362,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Ins | |||||||
Credito de Consumo (USD) | USD 200 - 10,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Ins | |||||||
Credito Hipotecaria (BOB) | BOB 3,500 - 843,200 | 12 - 96 | 0% - 20% | 0% - 20% | Housing | Women, Men | Credit Ins | |||||||
Credito Hipotecaria (USD) | USD 1,200 - 68,000 | 12 - 84 | 0% - 20% | 0% - 20% | Housing | Women, Men | Credit Ins | |||||||
Microcredito para Comercio y Servicios (BOB) | BOB 3,000 - 890,000 | 6 - 60 | 20% - 40% | 20% - 40% | Business, Para actividades de comercio y servicios | Women, Men, Have business | Credit Ins | |||||||
Microcredito para Comercio y Servicios (USD) | USD 500 - 126,000 | 6 - 60 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Ins, Business Training | |||||||
Microcredito Productivo (BOB) | BOB 3,400 - 892,956 | 6 - 60 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins | |||||||
Microcredito Productivo (USD) | USD 500 - 150,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Business Loan | GHS 400 - 1,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business, Agricultural Production | Women, Men | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
Basic Loan | GHS 50 - 1,000 | 4 - 6 | 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
Shea Loan | GHS 50 - 500 | 6 - 9 | 100% | 0% | Any Purpose | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | 16.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 26.7% | 17.1% - 27.3% | 71 | ||||||||
Credito de Consumo (USD) | 16.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24.7% | 25.3% | 63 | ||||||||
Credito Hipotecaria (BOB) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.2% - 22.4% | 18.8% - 23% | 81 | ||||||||
Credito Hipotecaria (USD) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 19.7% | 18.6% - 20.3% | 87 | ||||||||
Microcredito para Comercio y Servicios (BOB) | 18.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.4% - 25.4% | 20.9% - 26% | 76 | ||||||||
Microcredito para Comercio y Servicios (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 80 | ||||||||
Microcredito Productivo (BOB) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 83 | ||||||||
Microcredito Productivo (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.9% - 21.7% | 19.4% - 22.4% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | 16.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 17.1% - 26.7% | 17.1% - 27.3% | 71 | ||||||||
Credito de Consumo (USD) | 16.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 24.7% | 25.3% | 63 | ||||||||
Credito Hipotecaria (BOB) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.2% - 22.4% | 18.8% - 23% | 81 | ||||||||
Credito Hipotecaria (USD) | 17.0%-25.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.1% - 19.7% | 18.6% - 20.3% | 87 | ||||||||
Microcredito para Comercio y Servicios (BOB) | 18.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.4% - 25.4% | 20.9% - 26% | 76 | ||||||||
Microcredito para Comercio y Servicios (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 80 | ||||||||
Microcredito Productivo (BOB) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18% - 26.7% | 18.6% - 27.3% | 83 | ||||||||
Microcredito Productivo (USD) | 18.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.9% - 21.7% | 19.4% - 22.4% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
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