2. CIDRE
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CIDRE Calle Juan de la Cruz Torrez # 1674Cochabamba, Cercado28034
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
Choose version

Product

Microcredito para Comercio y Servicios (BOB) Product 5 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 1,459,571.95
Portfolio (USD)USD 213,076.20
Active Clients with Loans72
Approximate % Female Clients20% - 40%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Crédito destinado a satisfacer las necesidades de capital de trabajo o capital de inversiones de agricultores, microempresarios o trabajadores por cuenta propia, desde US$ 200 hasta US$ 10.000.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherPara actividades de comercio y servicios
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherDebe tener capacidad de pago
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 1,414
Maximum loan size70,700
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term60.0 months
Approx average48.0 months
Grace Period
Grace period usage10%
Average grace period4.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 monthsx
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest24.00%
Highest quoted nominal interest28.00%
Reason(s) why interest rate variesBranch, Time as Client, Loan Size, Client Risk, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSe cobra la prima de riesgo del seguro de desgravamen sobre el saldo deudor de la operacio.
% of loan amount - min5.00%
% of loan amount - max5.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Microcredito para Comercio y Servicios (BOB) samples
Sample 1Sample 2
Loan AmountBOB 14,000BOB 70,000
Loan Cycle (1, 2, 3, etc)Not KnownNot Known
Disbursement Date2010-06-172010-02-27
Loan Term (Months)24.0 months36.0 months
Grace Period (Months)0.0 months0.0 months
Total Cost of CreditNot KnownNot Known
True Price by Comp   
Interest and Fee Component23.2%24.8%
Insurance Component0.0%0.0%
Tax Component0.0%0.0%
Deposit Component0.0%0.0%
Full APR (int fee ins tax dep)23.2%24.8%
Transparency Index10097
    
Original Repayment SchedulePDFPDF
MFT Pricing CalculationPDFPDF
Microcredito para Comercio y Servicios (BOB) Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCIDREInstitutionBO-006-V01-P05ProductBOCountry2010YearRange Number1Institution Data Version020,00040,00060,000Loan Size (all)0%10%20%Full APR (int fee ins tax dep)> 1091Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution # Borrowers Portfolio (US$) Products Age of Data
AgroCapital21,90016,894,00011176
ANED5,4006,579,0003134
Banco FIE231,100569,322,0006134
BancoSol215,300861,418,00030134
CIDRE8,500126,578,0008134
Coop Fatima6,30044,280,0007176
CRECER166,900134,626,00013134
Diaconia67,00085,734,0002134
Ecofuturo59,200226,839,0005134
EMPRENDER8,7002,380,0003176
Fassil FFP57,600325,081,0005134
FONCRESOL3,9009,573,0003134
FONDECO14,20024,274,0003134
Fortaleza20,100164,530,00013134
FUBODE29,40024,444,0007134
FUNBODEM8,60015,798,0009134
IDEPRO10,40040,479,0002134
IMPRO2,4002,885,0004134
ProCredit84,300257,487,0008176
PRODEM44,90062,529,0004134
ProMujer BOL115,20050,753,0003134
Sartawi14,60026,842,0008134
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞