Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.cidre.org.bo/ |
Year established | 1981 |
Head of Institution | Alvaro Moscoso Blanco |
Regions active | 0 |
# Branches | 11 |
Total Portfolio (nat'l) | BOB 100,003,465.30 |
Total Portfolio (USD) | USD 14,599,046.03 |
Active clients with loans | 3,488 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders | Banco Interamericano de Desarrollo (BID), KIVA, Oikocredit, Babco de Desarrollo Productivo (BDP S.A.M.) |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.duterimbere-IMF.com |
Year established | 2004 |
Head of Institution | Delphin Ngamije |
Regions active | Burera, Gakenke, Gasabo, Gatsibo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngororero, Nyabihu, Nyagatare, Nyanza, Nyarugenge, Rubavu |
# Branches | 17 |
Total Portfolio (nat'l) | RWF 2,793,628,305 |
Total Portfolio (USD) | USD 4,365,044.23 |
Active clients with loans | 6,607 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AMIR, Terrafina, AMT |
Funders | Trovaire, International Alert, Oxfam GB, PDRCIU |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | BOB 1,414 - 70,700 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men, Capcidad de pago | Credit Ins | |||||||
Credito de Consumo (USD) | USD 200 - 10,000 | 12 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men, Capacidad de pago | Credit Ins | |||||||
Credito Hipotecaria (USD) | USD 1,000 - 43,000 | 12 - 84 | 0% - 20% | 0% - 20% | Housing | Women, Men, Capacidad de pago | Credit Ins | |||||||
Microcredito para Comercio y Servicios (BOB) | BOB 1,414 - 70,700 | 6 - 60 | 20% - 40% | 20% - 40% | Business, Para actividades de comercio y servicios | Women, Men, Have business, Debe tener capacidad de pago | Credit Ins | |||||||
Microcredito para Comercio y Servicios (USD) | USD 200 - 10,000 | 6 - 60 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Capcidad de pago | Credit Ins, Business Training | |||||||
Microcredito Productivo (BOB) | BOB 1,414 - 70,700 | 6 - 60 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business, Debe tener capacidad de pago. | Credit Ins | |||||||
Microcredito Productivo (USD) | USD 200 - 10,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Capacidad de pago | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | RWF 100,000 - 2,500,000 | 12 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Tech Asst Visits, Business Training | |||||||
Credit Femme Entrepreneur Loan | RWF 600,000 - 10,000,000 | 3 - 36 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
Group Solidaire Commerce Loan | RWF 100,000 - 2,500,000 | 6 - 8 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | 25.0%-28.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credito de Consumo (USD) | 23.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Credito Hipotecaria (USD) | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Microcredito para Comercio y Servicios (BOB) | 24.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Microcredito para Comercio y Servicios (USD) | 22.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | 15.00% interest | N/A | 0% | 0% | N/A | ||||||||
Microcredito Productivo (BOB) | 20.0%-22.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Microcredito Productivo (USD) | 18.0%-20.5% annual, Decl Bal | 0 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | 18.00% fees | 20.00% upfront | 35.4% - 35.6% | 52% - 52.3% | 46 | ||||||||
Credit Femme Entrepreneur Loan | 15.00% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | N/A | 27.2% - 28.1% | 27.9% - 28.9% | 52 | ||||||||
Group Solidaire Commerce Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | 18.00% fees | 20.00% upfront | 46% - 49.8% | 78.9% - 85.4% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo (BOB) | 25.0%-28.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credito de Consumo (USD) | 23.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Credito Hipotecaria (USD) | 18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Microcredito para Comercio y Servicios (BOB) | 24.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Microcredito para Comercio y Servicios (USD) | 22.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | 15.00% interest | N/A | 0% | 0% | N/A | ||||||||
Microcredito Productivo (BOB) | 20.0%-22.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Microcredito Productivo (USD) | 18.0%-20.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | 18.00% fees | 20.00% upfront | 35.4% - 35.6% | 52% - 52.3% | 46 | ||||||||
Credit Femme Entrepreneur Loan | 15.00% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 27.2% - 28.1% | 27.9% - 28.9% | 52 | ||||||||
Group Solidaire Commerce Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | 18.00% fees | 20.00% upfront | 46% - 49.8% | 78.9% - 85.4% | 29 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |