2. CRECER
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Crédito con Educación Rural Calle Demetrio Canelas Nro. 27 entre calles 16 y 17 de Obrajes, MurilloLa Paz, Bolivia13748
Data approved: 2013-08-15
Data version: 3
Age of data: 130 months
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Product

Crédito Agropecuario - USD Product 5 of 13 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 3,540,515
Portfolio (USD)USD 3,540,515
Active Clients with Loans756
Approximate % Female Clients20% - 40%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Para una actividad económica agropecuaria con planes de pago y periodos de gracia de acuerdo al flujo de caja del negocio del cliente. Dirigido a hombres y mujeres de escasos recursos.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household financex
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product9
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size10,000
Distribution at Disbursement (Est.)
Loans less than USD 1,5000
USD 1,500-5,00020%
USD 5,000-10,00080%
USD 10,000-15,0000
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term10.7 months
Longest loan term71.3 months
Approx average41.8 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months100%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest24.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Client Risk, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Crédito Agropecuario - USD samples
Sample 1Sample 2Sample 3
Loan AmountUSD 3,000USD 8,000USD 7,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-12-052014-01-132013-12-05
Loan Term (Months)24.0 months48.0 months26.0 months
Grace Period (Months)0.1 months-1.0 months0.1 months
Total Cost of CreditUSD 643.19USD 3,442.05USD 1,864.41
True Price by Comp     
Interest price component20.4%19.1%23.4%
Fee Component0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)20.4%19.1%23.4%
Transparency Index889477
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crédito Agropecuario - USD Price Graphs


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  2. Trident
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Trident Microfin Limited DNO:11-8-15,MIG-33, Shree Sai Arcade1ST & 2nd Floor, Saroornagar,Hyderabad, Andhra PredeshPO Box 500035
Data approved: 2012-12-18
Data version: 2
Age of data: 139 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.tridentmicrofin.com/
Year established2007
Head of InstitutionKishore Kumar Puli
Regions activeAndhra Pradesh, Madhya Pradesh, Maharashtra
# Branches60

Total Portfolio (nat'l)INR 1,259,220,808
Total Portfolio (USD)USD 23,758,883.17
Active clients with loans223,275
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsMFIN, SA-Dhan

Loan Products » Summary

Women Weekly
68,700 Borrowers
USD 8,852,803.62 Portfolio
Active Product
Agri Allied Loans
Retired Product
Crop Loans to Farmer Groups
Retired Product
Group Loan for Women Monthly
Retired Product
Individual Micro Enterprise Loans
Retired Product
Personal Loan to Employees
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan for Women Weekly INR 6,000 - 14,000 12 80% - 100% 40% - 60% Business, Housing, Consumer, Education, Other Women Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Group Loan for Women Weekly 25.7% - 26% 28.1% - 29.8% 30.6% - 34.5% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan for Women Weekly 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28.1% - 29.8% 30.6% - 34.5% 81
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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