Outstanding portfolio (BOB) | BOB 129,952 |
Portfolio (USD) | USD 19,252.15 |
Active Clients with Loans | 36 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 40% - 60% |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | x |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | x |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 9 |
# Regions for this product | N/A |
Regions Active |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1999 |
Head of Institution | Paul Kojo Kombian |
Regions active | Greater Accra Region, Central Region |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 4,652,554 |
Total Portfolio (USD) | USD 2,361,702.54 |
Active clients with loans | 3,831 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | ARB APEX, GHAMFIN, Freedom from Hunger |
Funders | OikoCredit, SPEED Ghana, ARB APEX Bank |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | GHS 500 - 3,000 | 4 - 6 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
Salary Loan | GHS 200 - 25,000 | 1 - 12 | 40% - 60% | 60% - 80% | Business, Education | Women, Men, Have business, Salaried worker | Credit Educ, Business Training | |||||||
Business Loan | GHS 200 - 25,000 | 1 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
Mobile Banking Loan | GHS 200 - 25,000 | 1 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 103.1% - 106% | 123.7% - 127.3% | 38 | ||||||||
Salary Loan | 32.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 57.3% - 73.4% | 57.3% - 73.4% | 47 | ||||||||
Business Loan | 35.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 68.2% - 68.7% | 68.2% - 68.7% | 51 | ||||||||
Mobile Banking Loan | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 104.9% - 107.4% | 127.1% - 130.5% | 37 |
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% Products with compulsory deposits |
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