Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.diaconia-frif.org/ |
Year established | 1991 |
Head of Institution | Ricardo Suxo Condori |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , PotosÃ, Santa Cruz, Tarija |
# Branches | 36 |
Total Portfolio (nat'l) | BOB 578,706,840 |
Total Portfolio (USD) | USD 85,734,346.67 |
Active clients with loans | 67,073 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders | Mision Alianza Noruega |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.arohan.in/ |
Year established | 1991 |
Head of Institution | Shubhankar Sengupta |
Regions active | 0 |
# Branches | 86 |
Total Portfolio (nat'l) | INR 977,953,655 |
Total Portfolio (USD) | USD 21,732,303.44 |
Active clients with loans | 187,754 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | MFIN, Sa-Dhan |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | BOB 200 - 10,000 | 4 - 10 | 80% - 100% | 80% - 100% | Business, Housing, Consumer, Education, Other | Women | Group Mtgs | |||||||
Microcredito Individual | BOB 200 - 560,000 | 3 - 96 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | INR 6,000 - 18,000 | 10.5 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Saral Product - Bihar | INR 5,000 - 17,000 | 13.3 | 80% - 100% | 80% - 100% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Saral Product- WB | INR 5,000 - 17,500 | 13.3 | 80% - 100% | 80% - 100% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 0% | 35.1% - 36.2% | 37% | N/A | ||||||||||
Saral Product - Bihar | 0% | 29.4% - 30.6% | 31.9% | N/A | ||||||||||
Saral Product- WB | 0% | 25.5% - 27% | 28% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 27.3% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 35.1% - 36.2% | 37% | 74 | ||||||||
Saral Product - Bihar | 24.1% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.4% - 30.6% | 31.9% | 76 | ||||||||
Saral Product- WB | 24.1% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 25.5% - 27% | 28% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 0% | 35.1% - 36.2% | 37% | N/A | ||||||||||
Saral Product - Bihar | 0% | 29.4% - 30.6% | 31.9% | N/A | ||||||||||
Saral Product- WB | 0% | 25.5% - 27% | 28% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bazar Loan | 27.3% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 35.1% - 36.2% | 37% | 74 | ||||||||
Saral Product - Bihar | 24.1% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.4% - 30.6% | 31.9% | 76 | ||||||||
Saral Product- WB | 24.1% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 25.5% - 27% | 28% | 86 |
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