| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.diaconia-frif.org/ |
| Year established | 1991 |
| Head of Institution | Ricardo Suxo Condori |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , PotosÃ, Santa Cruz, Tarija |
| # Branches | 36 |
| Total Portfolio (nat'l) | BOB 578,706,840 |
| Total Portfolio (USD) | USD 85,734,346.67 |
| Active clients with loans | 67,073 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | FINRURAL |
| Funders | Mision Alianza Noruega |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito de Banca Communal | BOB 200 - 10,000 | 4 - 10 | 80% - 100% | 80% - 100% | Business, Housing, Consumer, Education, Other | Women | Group Mtgs | |||||||
| Microcredito Individual | BOB 200 - 560,000 | 3 - 96 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
| Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 119 |
| AKIBA | 26,900 | 36,852,000 | 4 | 132 |
| BELITA | 5,800 | 492,000 | 1 | 132 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 132 |
| F & K Finance | 0 | 38,000 | 1 | 155 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 115 |
| FMFC | 1,500 | 392,000 | 6 | 132 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 132 |
| Mbinga | 1,000 | 2,986,000 | 3 | 132 |
| MCBL | 3,600 | 2,837,000 | 6 | 132 |
| MDF Tanzania | 600 | 148,000 | 1 | 132 |
| NMB | 45,100 | 74,528,000 | 1 | 132 |
| Opportunity | 8,600 | 3,018,000 | 3 | 132 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 132 |
| PTF | - | N/A | 132 | |
| Selfina | 8,000 | 3,773,000 | 2 | 155 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 132 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 126 |
| Victoria | 100 | 377,000 | 3 | 155 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 155 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
