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Institution
Data approved: 2010-10-28
Data version: 1
Age of data: 175 months
Description
Los Bancos de Emprendimiento, son créditos destinados a agrupaciones de personas que se asocian por la necesidad e interés en comàºn de contar con un crédito, ahorro y capacitación, para emprender un negocio o desarrollarlo.
Any purpose x Income generation Mortgage/housing Consumer loan Agriculture Education Other household finance Other Other (2)
Credit education Group meetings x Credit insurance x Workplace visits Business training x Other training x Other Salud Other (2) Liderazgo No other services
Men x Women x Must run a business Must own a home or land Must be a salaried worker Must be specific age group Other Mujeres deben ser alrededor de un 80% Other (2)
Portfolio Size by Product
Geographic Coverage
# Regions for this institution N/A # Regions for this product N/A Regions Active
Loan Conditions
Currency BOB Minimum loan size BOB 400 Maximum loan size 5,000
Shortest loan term 4.0 months Longest loan term 10.0 months Approx average 6.0 months
Daily Weekly x Every 2 weeks x Every 4 weeks x Monthly x Every 2 months Quarterly Every 6 months Every 12 months Single end payment Irregular payments
Pricing Information
Interest
Lowest quoted nominal interest 2.80% Highest quoted nominal interest 3.00% Reason(s) why interest rate varies Loan Size, Client Risk Interest rate period Monthly Interest Rate Calculation Method Decl Bal Subsidized by funder request? Is rate fixed for entire loan term Yes
Upfront Fees Fee 1 Description Cargos administrativos por trámite desembolso % of loan amount - min 0 % of loan amount - max 2.50% OR, Fixed amount - min 0 Fixed amount - max 0 Reason for variation Appears on Repayment Sched? Yes
Ongoing Fees Fee 1 Description Cargos administrativos y Formularios % of loan amount - min 0 % of loan amount - max 1.20% OR, Fixed amount - min 0 Fixed amount - max 0 Reason for variation N/A Appears on Repayment Sched? Yes
Upfront Insurance Fees This product has no upfront insurance fees Ongoing Insurance Fees This product has no ongoing insurance fees
Required for All Criteria N/A Is deposit indicated on the repayment schedule? Yes Do borrowers control deposit in their group? Yes
Deposit BEFORE or AT Disbursement
Deposits DURING period payments
% loan amount deposited 20.00% or, Fixed-amount deposited 0 Conditions on access to deposit Access During
Interest Paid on Deposit
Minimum interest rate paid 1.20% Maximum interest rate paid 1.20% Interest payment frequency Monthly
Taxes
Are taxes charged on this product? No
Additional Comments
Los ahorros internos pueden ser retirados para los préstamos internos a cargos de las socias de la Banca Comunal
Full Pricing Data
Bancos de Emprendimiento Bolivianos sample s
Bancos de Emprendimiento Bolivianos Price Graphs
0 100 Pricing Transparency Index Regulated Inst. Not Regulated Inst. NGO Institution Type Any Loan Purpose EMPRENDER Institution BO-013-V01-P01 Product BO Country 2010 Year Range Number 1 Institution Data Version 0 500 1,000 1,500 2,000 2,500 Loan Size (all) 0% 20% 40% 60% Full APR (int fee ins tax dep) > 2,800 2,100 1,400 700 80 Number of Borrowers* * Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
