Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.emprender-bo.org/ |
Year established | 1999 |
Head of Institution | RAMIRO QUISPE CHIPANA |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | BOB 23,898,315 |
Total Portfolio (USD) | USD 3,540,491.11 |
Active clients with loans | 9,163 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.bimaskenya.com |
Year established | 1997 |
Head of Institution | Patrick Gathondu |
Regions active | Central, Eastern, Nairobi, Rift Valley |
# Branches | 19 |
Total Portfolio (nat'l) | KES 397,880,258 |
Total Portfolio (USD) | USD 4,805,317.13 |
Active clients with loans | 10,118 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos de Emprendimiento Bolivianos | BOB 400 - 5,000 | 4 - 10 | 80% - 100% | 60% - 80% | Any Purpose | Women, Men, Mujeres deben ser alrededor de un 80% | Group Mtgs, Credit Ins, Business Training, Other Training, Salud, Liderazgo | |||||||
Crédito Individual en Bolivianos | BOB 500 - 20,000 | 2 - 36 | 60% - 80% | 80% - 100% | Business, Consumer, Negocio: Solo para Capital de Trabajo | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training | |||||||
BOB 200 - 10,000 | 2 - 36 | 60% - 80% | 80% - 100% | Business, Consumer, Negocio: Solo para Capital de Trabajo | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training, SERVICIO DE SALUD EN ATENCIÓN PRIMARIA Y MEDICINA PREVENTIVA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hitimu Loan | KES 10,000 - 80,000 | 3 - 12 | 40% - 60% | 40% - 60% | Education | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Imarika Loan | KES 50,000 - 200,000 | 3 - 18 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Mama Plus Loan | KES 10,000 - 200,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Mifugo Loan | KES 50,000 - 100,000 | 9 - 12 | 40% - 60% | 40% - 60% | Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Msingi Loan | KES 20,000 - 300,000 | 3 - 18 | 40% - 60% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Upesi Loan | KES 10,000 - 50,000 | 3 - 6 | 40% - 60% | 40% - 60% | Business, Consumer, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Biashara Loan | KES 300,000 - 3,000,000 | 18 - 24 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos de Emprendimiento Bolivianos | 33.6%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 20.00% ongoing | 57.9% - 62% | 65.6% - 70.4% | 49 | ||||||||
Crédito Individual en Bolivianos | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 55.2% - 58.9% | 55.2% - 58.9% | 41 | ||||||||
24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 38.8% - 59.5% | 38.9% - 60.3% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hitimu Loan | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 100.00 ongoing | 42.4% - 43.9% | 81.1% - 122.3% | 23 | ||||||||
Imarika Loan | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 200.00 ongoing | 42% - 42.9% | 64% - 77.2% | 31 | ||||||||
Mama Plus Loan | 8.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 100.00 ongoing | 20.2% - 24.4% | 33.3% - 57.4% | 18 | ||||||||
Mifugo Loan | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 100.00 ongoing | 42.9% - 44% | 86.3% - 96.4% | 24 | ||||||||
Msingi Loan | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-25.0% upfront | 40.8% - 44% | 66.5% - 80.6% | 30 | ||||||||
Upesi Loan | 24.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 39.4% - 40.7% | 39.4% - 40.7% | 60 | ||||||||
Biashara Loan | 22.0% annual, Flat | 2 Fees | 1 Ins | None | 1,000.00 ongoing | 42.2% - 44.1% | 46.2% - 48.2% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos de Emprendimiento Bolivianos | 33.6%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 20.00% ongoing | 57.9% - 62% | 65.6% - 70.4% | 49 | ||||||||
Crédito Individual en Bolivianos | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 55.2% - 58.9% | 55.2% - 58.9% | 41 | ||||||||
24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 38.8% - 59.5% | 38.9% - 60.3% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hitimu Loan | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 100.00 ongoing | 42.4% - 43.9% | 81.1% - 122.3% | 23 | ||||||||
Imarika Loan | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 200.00 ongoing | 42% - 42.9% | 64% - 77.2% | 31 | ||||||||
Mama Plus Loan | 8.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 100.00 ongoing | 20.2% - 24.4% | 33.3% - 57.4% | 18 | ||||||||
Mifugo Loan | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 100.00 ongoing | 42.9% - 44% | 86.3% - 96.4% | 24 | ||||||||
Msingi Loan | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-25.0% upfront | 40.8% - 44% | 66.5% - 80.6% | 30 | ||||||||
Upesi Loan | 24.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 39.4% - 40.7% | 39.4% - 40.7% | 60 | ||||||||
Biashara Loan | 22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 1,000.00 ongoing | 42.2% - 44.1% | 46.2% - 48.2% | 47 |
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