Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http:// www.prodemffp.com |
Year established | 2000 |
Head of Institution | Jose Noel Zamora |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 111 |
Total Portfolio (nat'l) | BOB 422,075,707 |
Total Portfolio (USD) | USD 62,529,734.37 |
Active clients with loans | 44,919 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1982 |
Head of Institution | C.K Ablerdu |
Regions active | 0 |
# Branches | 9 |
Total Portfolio (nat'l) | GHS 6,917,462 |
Total Portfolio (USD) | USD 4,611,641.33 |
Active clients with loans | 4,110 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | ARB Apex, GHAMFIN |
Funders | SPEED Ghana, MiDA, MASLOC |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | BOB 24,000 - 140,000 | 1 - 6 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Linea de Credito Microefectivo | BOB 400 - 80,000 | 1 - 24 | 60% - 80% | 60% - 80% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Relámpago | BOB 400 - 80,000 | 1 - 18 | 60% - 80% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | GHS 500 - 90,000 | 6 - 18 | 20% - 40% | 60% - 80% | ||||||||||
Salary Loan | GHS 200 - 6,000 | 6 - 18 | 20% - 40% | 60% - 80% | ||||||||||
Susu Loan | GHS 50 - 20,000 | 3 - 12 | 60% - 80% | 40% - 60% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | 28.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 38.1% - 65% | 68.4% - 113.1% | 28 | ||||||||||
Salary Loan | 30.00%-0.00% annual, Flat | 2 Fees | 0 Ins | 38.8% - 56.6% | 45.6% - 66.6% | 52 | ||||||||||
Susu Loan | 28.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 50.1% - 58.3% | 172% - 240.8% | 12 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | 28.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 38.1% - 65% | 68.4% - 113.1% | 28 | ||||||||||
Salary Loan | 30.00%-0.00% annual, Flat | 2 Fees | 0 Ins Ins | 38.8% - 56.6% | 45.6% - 66.6% | 52 | ||||||||||
Susu Loan | 28.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 50.1% - 58.3% | 172% - 240.8% | 12 |
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