Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http:// www.prodemffp.com |
Year established | 2000 |
Head of Institution | Jose Noel Zamora |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 111 |
Total Portfolio (nat'l) | BOB 422,075,707 |
Total Portfolio (USD) | USD 62,529,734.37 |
Active clients with loans | 44,919 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.safesaveghana.org |
Year established | 2011 |
Head of Institution | Evans Forson |
Regions active | Greater Accra Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 70,000 |
Total Portfolio (USD) | USD 35,532.99 |
Active clients with loans | 200 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | BOB 24,000 - 140,000 | 1 - 6 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Linea de Credito Microefectivo | BOB 400 - 80,000 | 1 - 24 | 60% - 80% | 60% - 80% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Relámpago | BOB 400 - 80,000 | 1 - 18 | 60% - 80% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | GHS 350 - 500 | 5 - 12 | 80% - 100% | 60% - 80% | Business, Education | Women, Specific age group, Must be 18+ years old | Credit Educ, Group Mtgs, Business Training, Other Training, HIV/AIDS Awareness Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 50.00 upfront | 92.3% - 105% | 125.3% - 144.2% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 50.00 upfront | 92.3% - 105% | 125.3% - 144.2% | 26 |
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