2. Fassil FFP
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fondo Financiero Privado Fassil S.A. Av. Cristo Redentor esquina Calle Gustavo Parada, entre 2do. y 3er AnilloSanta Cruz de la Sierra, Bolivia3136
Data approved: 2013-08-23
Data version: 2
Age of data: 130 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 353,569,239.50
Portfolio (USD)USD 52,380,628.07
Active Clients with Loans2,489
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Financiamiento para capital de trabajo e inversión a clientes del Segmento Microempresas
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution5
# Regions for this product5
Regions ActiveChuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 7,000
Maximum loan size9,671,865
Distribution at Disbursement (Est.)
Loans less than BOB 10,0000
BOB 10,000-40,00010%
BOB 40,000-70,00040%
BOB 70,000-100,00015%
BOB 100,000-125,0005%
Greater than BOB 125,0005%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term96.0 months
Approx average37.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months10%
Longer than 18 months90%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest13.00%
Highest quoted nominal interest28.00%
Reason(s) why interest rate variesLoan Size, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de Desgravamen
% of loan amount - min0.30%
% of loan amount - max9.60%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationComisión de 0.1% mensual que aplica sólo al saldo del principal del préstamo pendiente.
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Credifassil Pyme samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountBOB 10,000BOB 40,001BOB 70,001BOB 100,001BOB 140,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2014-03-072014-03-072014-03-072014-03-072014-03-07
Loan Term (Months)3.1 months19.0 months37.0 months67.0 months37.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditBOB 242.64BOB 7,925.73BOB 16,564.58BOB 74,678.68BOB 33,128.53
True Price by Comp         
Interest price component13.1%21.1%13.1%21.1%13.1%
Fee Component0.0%0.0%0.0%0.0%0.0%
Insurance Component1.2%1.2%1.2%1.2%1.2%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)14.3%22.3%14.3%22.3%14.3%
Transparency Index9158915891
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Credifassil Pyme Price Graphs


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  2. Credi Fe
Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Credi Fe Desarrollo Microempresarial S.A Francisco Robles 411 y 6 de DiciembreQuito, Pichincha28034
Data approved: 2011-11-01
Data version: 1
Age of data: 170 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.credife.com/
Year established1999
Head of InstitutionPaul Alejandro Arias
Regions active
# Branches117

Total Portfolio (nat'l)USD 397,135,164
Total Portfolio (USD)USD 397,135,164
Active clients with loans106,185
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAccion Internacional, Red Financiera Rural
FundersBanco Pichincha C.A

Loan Products » Summary

Consumo
5,627 Borrowers
USD 20,387,951 Portfolio
Active Product
Vivienda
865 Borrowers
USD 4,964,256 Portfolio
Active Product
Activo Fijo
5,271 Borrowers
USD 58,261,946 Portfolio
Active Product
Trabajo
89,194 Borrowers
USD 296,425,310 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 10,000 2 - 24 40% - 60% 60% - 80% Any Purpose Women, Men, Have business Credit Ins
Credito Mejoramiento de Vivienda USD 1,000 - 20,000 3 - 60 40% - 60% 60% - 80% Housing Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución Credit Ins
Credito para Activo Fijo USD 500 - 20,000 3 - 36 40% - 60% 60% - 80% Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales Women, Men, Have business, Al menos 24 meses de experiencia en su actividad Credit Ins, Tech Asst Visits
Credito para Capital de Trabajo USD 300 - 20,000 2 - 24 40% - 60% 60% - 80% Business, Housing Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 24.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.9% - 26.8% 23.5% - 27.5% 98
Credito Mejoramiento de Vivienda 10.9%-26.9% annual, Decl Bal 0 Fees 2 Ins None N/A 10.8% - 27.3% 11.4% - 27.9% 67
Credito para Activo Fijo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
Credito para Capital de Trabajo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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