Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fassil.com.bo/ |
Year established | 1996 |
Head of Institution | Juan Ricardo Mertens Olmos |
Regions active | Chuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija |
# Branches | 109 |
Total Portfolio (nat'l) | BOB 2,194,299,220 |
Total Portfolio (USD) | USD 325,081,365.90 |
Active clients with loans | 57,688 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders | Santa Cruz Financial Group S.A., Nacional Vida Seguros de Personas S.A., Latina Seguros Patrimoniales S.A., Juan Ricardo Mertens Olmos |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.microafricagroup.com/ |
Year established | 2004 |
Head of Institution | Bernard Kivava |
Regions active | Muhanga, Musanze, Nyarugenge |
# Branches | 4 |
Total Portfolio (nat'l) | RWF 2,223,220,010 |
Total Portfolio (USD) | USD 3,473,781.27 |
Active clients with loans | 4,960 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMIR |
Funders | Micro Africa Ltd, Ezra Bunyenyezi |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | BOB 7,000 - 140,000 | 3 - 96 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
Credifassil Pyme | BOB 7,000 - 9,671,865 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Credito Vivienda | BOB 35,000 - 9,671,865 | 12 - 36 | 60% - 80% | 60% - 80% | Business, Housing | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Credito Vivienda (USD) | USD 5,000 - 9,671,865 | 12 - 36 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
Libre Disponibilidad (Microempresas y Pyme) | BOB 7,000 - 9,671,865 | 3 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | RWF 30,000 - 1,000,000 | 6 - 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Salary Loan | RWF 100,000 - 5,000,000 | 6 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Credit Ins | |||||||
SME Loan | RWF 1,000,000 - 15,000,000 | 6 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 13.1% - 29.2% | 14.3% - 29.2% | 59 | ||||||||
Credifassil Pyme | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 13.1% - 21.1% | 14.3% - 22.3% | 77 | ||||||||
Credito Vivienda | 11.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 14.1% - 18.1% | 15.5% - 19.5% | 62 | ||||||||
Credito Vivienda (USD) | 13.0%-20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 16.1% - 20.1% | 17.5% - 21.5% | 65 | ||||||||
Libre Disponibilidad (Microempresas y Pyme) | 18.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% - 32% | 23.3% - 33.2% | 67 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 59% - 62.4% | 72.5% - 78.4% | 63 | ||||||||
Salary Loan | 48.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 52.7% - 67.3% | 55.3% - 71.4% | 75 | ||||||||
SME Loan | 48.00%-60.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 0.00%-20.00% upfront | 56.2% - 66.3% | 88.3% - 101.3% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credifassil Microempresas | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 13.1% - 29.2% | 14.3% - 29.2% | 59 | ||||||||
Credifassil Pyme | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 13.1% - 21.1% | 14.3% - 22.3% | 77 | ||||||||
Credito Vivienda | 11.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 14.1% - 18.1% | 15.5% - 19.5% | 62 | ||||||||
Credito Vivienda (USD) | 13.0%-20.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 16.1% - 20.1% | 17.5% - 21.5% | 65 | ||||||||
Libre Disponibilidad (Microempresas y Pyme) | 18.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.1% - 32% | 23.3% - 33.2% | 67 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 59% - 62.4% | 72.5% - 78.4% | 63 | ||||||||
Salary Loan | 48.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 52.7% - 67.3% | 55.3% - 71.4% | 75 | ||||||||
SME Loan | 48.00%-60.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 0.00%-20.00% upfront | 56.2% - 66.3% | 88.3% - 101.3% | 49 |
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