Outstanding portfolio (BOB) | BOB 768,609 |
Portfolio (USD) | USD 113,868 |
Active Clients with Loans | 42 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Activo Fijo |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | x |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 6 |
# Regions for this product | N/A |
Regions Active |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.nrbank.org |
Year established | 1987 |
Head of Institution | Nuamah-Danquah Samuel |
Regions active | Ashanti Region |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 4,463,063.91 |
Total Portfolio (USD) | USD 2,265,514.68 |
Active clients with loans | 4,099 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ARB Apex Bank, GHAMFIN |
Funders | SCIMP/IFAD, SPEED, ARB Apex Bank |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | GHS 200 - 1,500 | 6 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
Micro Enterprise Loan | GHS 200 - 10,000 | 6 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
Susu Loan | GHS 200 - 10,000 | 6 | 40% - 60% | 60% - 80% | Business, Other, Petty Traders | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training, Personal hygiene & health education |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 47.8% | 73.3% | 38 | ||||||||
Micro Enterprise Loan | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 52.2% - 54% | 82.1% - 85.9% | 33 | ||||||||
Susu Loan | 28.1% annual, Flat | 1 Fee | 1 Ins | None | 33.3% upfront | 53.1% - 54% | 121.1% - 123.6% | 23 |
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