Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.grupofortaleza.com.bo/ |
Year established | 2002 |
Head of Institution | Nelson Hinojosa Jimenez |
Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Santa Cruz, Tarija |
# Branches | 7 |
Total Portfolio (nat'l) | BOB 1,120,213,180 |
Total Portfolio (USD) | USD 165,957,508.10 |
Active clients with loans | 21,147 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | ASOFIN |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | BOB 15,000 - 140,000 | 25 - 62 | 40% - 60% | 60% - 80% | Business, Activo Fijo | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Dinero Hoy | BOB 15,000 - 30,000 | 6 - 50 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Linea de Credito Optima | BOB 14,000 - 140,000 | 27 - 118 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Crédito Tasa 0 | BOB 1,440 - 35,000 | 24 - 61 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Crédito Capital Expreso | BOB 70,000 - 350,000 | 5 - 69 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Crédito Hipotecario de Vivienda | BOB 70,000 - 14,000,000 | 24 - 305 | 0% - 20% | 60% - 80% | Vivienda | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Crédito Vehículo Nuevo | BOB 40,000 - 700,000 | 49 - 98 | 20% - 40% | 60% - 80% | Uso particular compra vehiculo nuevo | Women, Men, Salaried worker | Credit Ins | |||||||
Crédito de Consumo | BOB 16,000 - 600,000 | 1 - 152 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Crédito para Capital de Operaciones | BOB 16,000 - 350,000 | 3 - 119 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
Crédito para Capital de Inversión | BOB 16,000 - 350,000 | 3 - 244 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Anticrédito Hoy | 20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.1% | 21% | 96 | ||||||||
Dinero Hoy | 22.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% | 22.9% | 96 | ||||||||
Linea de Credito Optima | 21.6% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 21.7% | 22.5% | 96 | ||||||||
Crédito Tasa 0 | 19.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 19.1% | 20% | 95 | ||||||||
Crédito Capital Expreso | 15.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.2% - 17.9% | 16% - 20% | 59 | ||||||||
Crédito Hipotecario de Vivienda | 11.0%-18.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.3% - 18.6% | 16.4% - 19.5% | 43 | ||||||||
Crédito Vehículo Nuevo | 12.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 12.1% | 13% | 62 | ||||||||
Crédito de Consumo | 17.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 27.6% | 18% - 28.4% | 100 | ||||||||
Crédito para Capital de Operaciones | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.6% - 27.6% | 19.5% - 28.4% | 100 | ||||||||
Crédito para Capital de Inversión | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 27.6% | 19% - 27.8% | 100 |
Outstanding portfolio (UGX) | UGX 17,409,313 |
Portfolio (USD) | USD 6,964 |
Active Clients with Loans | 25 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 20% - 40% |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | x |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active |
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% Products with one or more insurances | |
% Products with compulsory deposits |
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