2. AgroCapital
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Agrocapital Calle Nataniel Aguirre No. S-669Cochabamba, Cercado5901
Data approved: 2010-10-28
Data version: 1
Age of data: 171 months

Product

Banca Comunal Product 1 of 11 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 18,519,098
Portfolio (USD)USD 2,743,570.07
Active Clients with Loans14,946
Approximate % Female Clients60% - 80%
Approximate % Urban Clients80% - 100%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
Son operaciones de crédito destinadas al financiamiento de unidades de comercio y servicios con activos y niveles de operación relativamente bajos, agrupados en grupos solidarios que conforman un Banco Comunal administrado por una Mesa Directiva.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
OtherN/A
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherBuenos antecedentes crediticios. Solvencia Moral.
Other (2)Los interesados deben ser mayores de edad no mayores a 65 años.
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 300
Maximum loan size12,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term8.0 months
Approx average6.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeksx
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.50%
Highest quoted nominal interest2.50%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited20.00%
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
El Ahorro al desembolso, se lo denomina "Depósito de Garantía" y el Ahorro durante el pago de cuotas son administrados por los prestatarios

Full Pricing Data

Banca Comunal samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountBOB 3,000BOB 3,000BOB 7,500BOB 8,000
Loan Cycle (1, 2, 3, etc)7447
Disbursement Date2010-05-192010-08-052010-08-122010-05-19
Loan Term (Months)6.5 months5.6 months6.5 months6.5 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component30.7%30.8%30.7%30.7%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component17.6%17.0%17.9%17.6%
Full APR (int fee ins tax dep)48.4%47.8%48.6%48.4%
Transparency Index62636262
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Banca Comunal Price Graphs


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  2. NBSAAVS
Please note that the information you are viewing is 168 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Nirmaan Bharati Samajik and Arthik Vikas Sangathan B-991 Sector- A, Mandir MargMahanagarLucknow, Uttar Pradesh226006
Data approved: 2011-01-23
Data version: 1
Age of data: 168 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.nirmaanbharati.org/
Year established2006
Head of InstitutionMoses Prashant Rao
Regions active
# Branches7

Total Portfolio (nat'l)INR 149,519,664
Total Portfolio (USD)USD 2,821,125.74
Active clients with loans28,193
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsSa-dhan

Loan Products » Summary

5k
28,193 Borrowers
USD 2,821,125.74 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
5k30w INR 5,000 - 10,000 12 80% - 100% 80% - 100% Business, Consumer Women Group Mtgs

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
5k30w 0 34.6% - 34.8% 34.6% - 34.8% N/A
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
5k30w 15.0% annual, Flat 1 Fee 0 None N/A 34.6% - 34.8% 34.6% - 34.8% 43
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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