Please note that the information you are viewing is
171 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-10-28
Data version: 1
Age of data: 171 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (BOB) | BOB 129,348.23 |
| Portfolio (USD) | USD 19,162.70 |
| Active Clients with Loans | 39 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 0% - 20% |
Description
Todo crédito concedido a una persona natural, con el objeto de financiar la adquisición de bienes de consumo o el pago de servicios, amortizable en cuotas\rsucesivas y cuya fuente principal de pago es el salario de la persona.
Loan Purpose
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | AntigàŒedad mínima de 1 año en trabajo. Buenos antecedentes personales y crediticios. |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active | |
Please note that the information you are viewing is
170 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-11-15
Data version: 1
Age of data: 170 months
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2007 |
| Head of Institution | Jayanta Dutta |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | INR 7,701,610 |
| Total Portfolio (USD) | USD 145,313.40 |
| Active clients with loans | 1,888 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
1,888 Borrowers
USD 145,313.40 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| Micro |
|
INR 1,000 - 50,000 |
|
6 - 10.7 |
|
80% - 100% |
|
0% - 20% |
|
Business, Consumer |
|
Women, Have business, Have home or land |
|
Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Loan Products » MFIN India Additional Information
| Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
| Micro |
|
0 |
|
33.8% - 34.6% |
|
42.2% - 48% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| Micro |
|
15.0% annual, Flat |
|
1 Fee |
|
1 Ins |
|
None |
|
5.0% upfront 50.00 ongoing |
|
33.8% - 34.6% |
|
42.2% - 48% |
|
34 |
