Outstanding portfolio (USD) | USD 104,671.67 |
Portfolio (USD) | USD 104,671.67 |
Active Clients with Loans | 107 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 0% - 20% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | x |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | x |
Must be specific age group | |
Other | AntigàŒedad mínima de 1 año en trabajo. Buenos antecedentes personales y crediticios. |
Other (2) |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | USD |
Minimum loan size | USD 1,000 |
Maximum loan size | 2,000 |
Shortest loan term | 12.0 months |
Longest loan term | 24.0 months |
Approx average | 22.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 22.50% |
Highest quoted nominal interest | 26.00% |
Reason(s) why interest rate varies | Loan Size, Client Risk |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Desgravamen |
% of loan amount - min | 5.00% |
% of loan amount - max | 5.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? | Yes |
Fee 1 | |
---|---|
Description | Desgravamen |
% of loan amount - min | 5.00% |
% of loan amount - max | 5.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | Yes |
Percentage of fees | 0 |
All or some fees taxed | N/A |
Sample 1 | |
---|---|
Loan Amount | USD 1,000 |
Loan Cycle (1, 2, 3, etc) | Not Known |
Disbursement Date | 2010-02-02 |
Loan Term (Months) | 24.0 months |
Grace Period (Months) | 0 |
Total Cost of Credit | Not Known |
True Price by Comp | |
Interest and Fee Component | 25.8% |
Insurance Component | 0 |
Tax Component | 0.2% |
Deposit Component | 0 |
Full APR (int fee ins tax dep) | 26.0% |
Transparency Index | 87 |
Original Repayment Schedule | |
MFT Pricing Calculation |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 161 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 117 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 142 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 142 |
Equity Bank | 13,069 | 57,252,004 | 0 | 142 |
Finance Trust | 22,555 | 17,520,424 | 5 | 142 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 115 |
Five Talents | 5,365 | 368,057 | 2 | 142 |
Gatsby | 1,346 | 2,440,236 | 2 | 142 |
Habitat Uganda | 858 | 265,508 | 1 | 142 |
Hofokam | 20,908 | 4,793,200 | 6 | 142 |
KACITA | 156 | 60,318 | 1 | 142 |
Madfa SACCO | 4,832 | 288,674 | 5 | 142 |
Opportunity | 23,734 | 13,560,846 | 13 | 142 |
RUCREF | 5,557 | 898,380 | 4 | 161 |
Rushere SACCO | 983 | 574,549 | 2 | 142 |
SAO | 204 | 62,768 | 1 | 142 |
Silver Upholders | 2,111 | 189,189 | 4 | 142 |
THPU | 6,528 | 676,391 | 1 | 142 |
UGAFODE | 8,197 | 4,720,446 | 9 | 142 |
VF Uganda | 13,072 | 3,221,675 | 5 | 142 |
Wakiso | 513 | 276,000 | 1 | 142 |
Y-SAVE | 208 | 1,686,485 | 1 | 142 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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