2. AgroCapital
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Agrocapital Calle Nataniel Aguirre No. S-669Cochabamba, Cercado5901
Data approved: 2010-10-28
Data version: 1
Age of data: 171 months

Product

Microcrédito Vivienda (USD) Product 7 of 11 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 433,734
Portfolio (USD)USD 433,734
Active Clients with Loans111
Approximate % Female Clients20% - 40%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Producto crediticio orientado a financiar viviendas de clientes que cuenten con volumen de negocios y patrimonio relativamente pequeño y tengan experiencia y capacidad para manejar sus negocios.
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherBuenos antecedentes personales y crediticios. Actividad económica y financieramente viable.
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 600
Maximum loan size12,000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term60.0 months
Approx average32.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest22.00%
Highest quoted nominal interest30.00%
Reason(s) why interest rate variesLoan Size, Client Risk
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionSeguro de Desgravamen
% of loan amount - min5.00%
% of loan amount - max5.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?Yes
Ongoing Fees
Fee 1
DescriptionSeguro de Desgravamen
% of loan amount - min5.00%
% of loan amount - max5.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Microcrédito Vivienda (USD) samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountUSD 1,000USD 2,000USD 3,500USD 8,000USD 12,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-06-022010-02-162010-03-202010-02-152010-03-05
Loan Term (Months)24.0 months24.0 months36.0 months36.0 months60.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component32.2%31.4%30.5%27.0%24.9%
Insurance Component0.0%0.0%0.0%0.0%0.0%
Tax Component0.2%0.2%0.1%0.1%0.1%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)32.3%31.6%30.6%27.2%25.0%
Transparency Index6870728188
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Microcrédito Vivienda (USD) Price Graphs


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  2. Tujijenge Tanzania
Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tujijenge Tanzania Limited Head OfficeDar Es SalaamPO Box 22320
Data approved: 2013-05-30
Data version: 2
Age of data: 135 months
Choose version

Institution Details

Institution TypeOther
Is this institution regulated?No
Website addresshttp://www.tujijengeafrika.org/
Year established2006
Head of InstitutionNambobi Shafi
Regions activeDar es Salaam, Mara, Mwanza, Pwani
# Branches5

Total Portfolio (nat'l)TZS 3,649,989,349
Total Portfolio (USD)USD 2,295,590.79
Active clients with loans10,078
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsAFRICAP, TAMFI, Microfinance Association Institution Network
FundersTujijenge Afrika, Micro Africa, LJK Holdings, Africap

Loan Products » Summary

Flexible
2,648 Borrowers
USD 499,097.47 Portfolio
Active Product
Group Loan
7,089 Borrowers
USD 898,076.54 Portfolio
Active Product
Individual
137 Borrowers
USD 458,235.37 Portfolio
Active Product
MYC4
160 Borrowers
USD 205,586.65 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Flexible Loan TZS 50,000 - 4,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Group Loan TZS 50,000 - 4,000,000 3 - 12 80% - 100% 80% - 100% Business, Housing, Education, Other Women, Men, Have business, 18 and above Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics
Individual Loan TZS 500,000 - 15,000,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins
MYC4 Loan TZS 500,000 - 50,000,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Flexible Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 65.5% - 93% 91% - 138.1% 38
Group Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 76.4% - 89% 108.4% - 130.3% 38
Individual Loan 36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 66.3% - 80.3% 78.6% - 95.4% 43
MYC4 Loan 40.08% annual, Decl Bal 2 Fees 0 Ins None N/A 73.1% - 91.5% 73.1% - 91.5% 50
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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