2. FUBODE
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Boliviana Para el Desarrollo Calle Antezana No 216 entre Colombia, CercadoCochabamba, Bolivia
Data approved: 2013-08-20
Data version: 2
Age of data: 130 months
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Product

Microcrédito Productivo Individual (USD) Product 6 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 2,510,126.83
Portfolio (USD)USD 2,510,126.83
Active Clients with Loans1,142
Approximate % Female Clients40% - 60%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Metodología de crédito direccionado a la provisión de microcréditos a clientes urbanos y rurales dedicados a actividades económicas de: comercio, servicios, pequeña industria y agropecuaria.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product6
Regions ActiveChuquisaca , Cochabamba , Oruro , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 150
Maximum loan size15,000
Distribution at Disbursement (Est.)
Loans less than USD 1,50010%
USD 1,500-5,00080%
USD 5,000-10,00010%
USD 10,000-15,0000
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term60.0 months
Approx average26.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months5%
Between 13 and 18 months5%
Longer than 18 months90%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest34.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Client Risk, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionEl Cliente Seguro de Vida
% of loan amount - min0.16%
% of loan amount - max2.40%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationLa comisión es 0.04% mensual cargado sólo al saldo del préstamo pendiente.
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Microcrédito Productivo Individual (USD) samples
Sample 1Sample 2Sample 3
Loan AmountUSD 3,000USD 5,000USD 5,250
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-12-122013-12-122013-04-17
Loan Term (Months)48.0 months18.0 months48.0 months
Grace Period (Months)0.1 months0.1 months0.0 months
Total Cost of CreditUSD 2,264.26USD 936.61USD 3,383.86
True Price by Comp     
Interest price component30.6%22.1%26.5%
Fee Component0.0%0.0%0.0%
Insurance Component0.4%0.5%0.4%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)31.0%22.6%26.9%
Transparency Index527159
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Microcrédito Productivo Individual (USD) Price Graphs


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  2. Disha Microfin
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Disha Microfin Pvt Ltd 404, 4th Floor, 3rd EyePanchwati Cross Road, C. G. RoadAhmedabad, GujuratPO Box 380006
Data approved: 2013-05-28
Data version: 2
Age of data: 139 months
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.dishamicrofin.com
Year established1995
Head of InstitutionSameer Nanavati
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 759,625,000
Total Portfolio (USD)USD 14,332,547.17
Active clients with loans69,053
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN

Loan Products » Summary

Gati F
42,080 Borrowers
USD 7,238,207.55 Portfolio
Active Product
Pragati R
26,973 Borrowers
USD 7,094,339.62 Portfolio
Active Product
Gati
Retired Product
Pragati
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati F INR 12,000 - 15,000 15 - 18 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins
Pragati R INR 15,000 - 25,000 15 - 24 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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