2. FUBODE
Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Boliviana Para el Desarrollo Calle Antezana No 216 entre Colombia, CercadoCochabamba, Bolivia
Data approved: 2013-08-20
Data version: 2
Age of data: 131 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fubode.org/
Year established1995
Head of InstitutionLuis Fernando Torrez Ontivero
Regions activeChuquisaca , Cochabamba , Oruro , Potosí, Santa Cruz, Tarija
# Branches18

Total Portfolio (nat'l)BOB 165,483,985
Total Portfolio (USD)USD 24,516,145.93
Active clients with loans29,469
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsVision Fund International, FINRURAL
FundersWorld Vision Suiza, World Vision Alemania, World Vision Estados Unidos, World Vision Canada

Loan Products » Summary

Consumo
218 Borrowers
USD 122,050.81 Portfolio
Active Product
Asociativo
135 Borrowers
USD 372,356.05 Portfolio
Active Product
Comunal
21,944 Borrowers
USD 10,729,541.63 Portfolio
Active Product
Vivienda
544 Borrowers
USD 1,424,716.26 Portfolio
Active Product
Solidario
291 Borrowers
USD 79,444.99 Portfolio
Active Product
Indiv USD
1,142 Borrowers
USD 2,510,126.83 Portfolio
Active Product
Indiv BOB
5,195 Borrowers
USD 9,206,423.32 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo BOB 1,500 - 8,000 6 - 24 40% - 60% 40% - 60% Any Purpose Women, Men Credit Ins
Credito Asociativo USD 4,500 - 30,600 18 - 48 20% - 40% 0% Business, Agriculture Women, Men, Have business
Grupo Comunal (Banco Comunal) BOB 200 - 14,500 4 - 9 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training, Educacion No Financiera (Agua, Saneamiento, Manejo de Residuos Solidos)
Microcrédito de Vivienda USD 1,000 - 15,000 10 - 72 20% - 40% 20% - 40% Housing, No se puede usar para negocio Women, Men, Have business, Have home or land Credit Ins, Other Training, Asistencia Tecnica Constructiva
Microcrédito Grupo Solidario USD 700 - 5,000 8 - 24 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Credit Ins
Microcrédito Productivo Individual (USD) USD 150 - 15,000 4 - 60 40% - 60% 20% - 40% Business, Agriculture Women, Men, Have business Credit Ins
Microcrédito Productivo Individual (BOB) BOB 1,000 - 106,000 4 - 60 40% - 60% 20% - 40% Business, Agriculture Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 30.0%-32.0% annual, Decl Bal 0 Fees 1 Ins None N/A 31.5% - 33.3% 32% - 33.7% 91
Credito Asociativo 15.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 24.1% - 24.2% 24.1% - 24.2% 62
Grupo Comunal (Banco Comunal) 30.0%-36.0% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 10.00% ongoing 37.2% - 38% 55.2% - 56.9% 53
Microcrédito de Vivienda 16.0%-30.0% annual, Decl Bal 0 Fees 1 Ins None N/A 19.8% - 29.5% 20.3% - 30% 65
Microcrédito Grupo Solidario 20.0%-33.6% annual, Decl Bal 0 Fees 1 Ins None N/A 22.1% - 24.1% 22.6% - 24.5% 84
Microcrédito Productivo Individual (USD) 18.0%-34.0% annual, Decl Bal 0 Fees 1 Ins None N/A 22.1% - 30.6% 22.6% - 31% 60
Microcrédito Productivo Individual (BOB) 18.0%-34.0% annual, Decl Bal 0 Fees 1 Ins None N/A 24.2% - 26.4% 24.6% - 26.8% 62
Institution Price Graph
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  2. Kraban Support
Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kraban Support Foundation Dome-AccraGreater AccraPO Box KD 83, Kanda
Data approved: 2011-12-07
Data version: 1
Age of data: 159 months

Product

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Product Details

Key Statistics
Outstanding portfolio (GHS)GHS 78,780
Portfolio (USD)USD 39,989.85
Active Clients with Loans857
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This loan is given out to refugees and vulnerable people. It is mainly used for business purposes
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyGHS
Minimum loan sizeGHS 100
Maximum loan sizeGHS 250
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term6.0 months
Approx average6.0 months
Grace Period
Grace period usage100%
Average grace period1.0 month
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest20.00%
Highest quoted nominal interest20.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to deposit
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Agape Loan samples
Sample 1Sample 2Sample 3
Loan AmountGHS 300GHS 350GHS 400
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2010-09-302010-09-302010-09-30
Loan Term (Months)5.1 months5.1 months5.1 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component62.0%61.0%64.7%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component10.9%10.5%11.8%
Full APR (int fee ins tax dep)72.9%71.5%76.6%
Transparency Index272826
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Agape Loan Price Graphs


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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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