Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.fubode.org/ |
Year established | 1995 |
Head of Institution | Luis Fernando Torrez Ontivero |
Regions active | Chuquisaca , Cochabamba , Oruro , Potosí, Santa Cruz, Tarija |
# Branches | 18 |
Total Portfolio (nat'l) | BOB 165,483,985 |
Total Portfolio (USD) | USD 24,516,145.93 |
Active clients with loans | 29,469 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Vision Fund International, FINRURAL |
Funders | World Vision Suiza, World Vision Alemania, World Vision Estados Unidos, World Vision Canada |
Institution Type | Other |
Is this institution regulated? | No |
Website address | http://www.tujijengeafrika.org/ |
Year established | 2006 |
Head of Institution | Nambobi Shafi |
Regions active | Dar es Salaam, Mara, Mwanza, Pwani |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 3,649,989,349 |
Total Portfolio (USD) | USD 2,295,590.79 |
Active clients with loans | 10,078 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AFRICAP, TAMFI, Microfinance Association Institution Network |
Funders | Tujijenge Afrika, Micro Africa, LJK Holdings, Africap |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | BOB 1,500 - 8,000 | 6 - 24 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Ins | |||||||
Credito Asociativo | USD 4,500 - 30,600 | 18 - 48 | 20% - 40% | 0% | Business, Agriculture | Women, Men, Have business | ||||||||
Grupo Comunal (Banco Comunal) | BOB 200 - 14,500 | 4 - 9 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training, Educacion No Financiera (Agua, Saneamiento, Manejo de Residuos Solidos) | |||||||
Microcrédito de Vivienda | USD 1,000 - 15,000 | 10 - 72 | 20% - 40% | 20% - 40% | Housing, No se puede usar para negocio | Women, Men, Have business, Have home or land | Credit Ins, Other Training, Asistencia Tecnica Constructiva | |||||||
Microcrédito Grupo Solidario | USD 700 - 5,000 | 8 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Microcrédito Productivo Individual (USD) | USD 150 - 15,000 | 4 - 60 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Microcrédito Productivo Individual (BOB) | BOB 1,000 - 106,000 | 4 - 60 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | TZS 50,000 - 4,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan | TZS 50,000 - 4,000,000 | 3 - 12 | 80% - 100% | 80% - 100% | Business, Housing, Education, Other | Women, Men, Have business, 18 and above | Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics | |||||||
Individual Loan | TZS 500,000 - 15,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
MYC4 Loan | TZS 500,000 - 50,000,000 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 30.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 31.5% - 33.3% | 32% - 33.7% | 91 | ||||||||
Credito Asociativo | 15.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 24.1% - 24.2% | 24.1% - 24.2% | 62 | ||||||||
Grupo Comunal (Banco Comunal) | 30.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0% upfront 10.00% ongoing | 37.2% - 38% | 55.2% - 56.9% | 53 | ||||||||
Microcrédito de Vivienda | 16.0%-30.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 19.8% - 29.5% | 20.3% - 30% | 65 | ||||||||
Microcrédito Grupo Solidario | 20.0%-33.6% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% - 24.1% | 22.6% - 24.5% | 84 | ||||||||
Microcrédito Productivo Individual (USD) | 18.0%-34.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% - 30.6% | 22.6% - 31% | 60 | ||||||||
Microcrédito Productivo Individual (BOB) | 18.0%-34.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24.2% - 26.4% | 24.6% - 26.8% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 65.5% - 93% | 91% - 138.1% | 38 | ||||||||
Group Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 76.4% - 89% | 108.4% - 130.3% | 38 | ||||||||
Individual Loan | 36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 66.3% - 80.3% | 78.6% - 95.4% | 43 | ||||||||
MYC4 Loan | 40.08% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 73.1% - 91.5% | 73.1% - 91.5% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 30.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 31.5% - 33.3% | 32% - 33.7% | 91 | ||||||||
Credito Asociativo | 15.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 24.1% - 24.2% | 24.1% - 24.2% | 62 | ||||||||
Grupo Comunal (Banco Comunal) | 30.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00% ongoing | 37.2% - 38% | 55.2% - 56.9% | 53 | ||||||||
Microcrédito de Vivienda | 16.0%-30.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 19.8% - 29.5% | 20.3% - 30% | 65 | ||||||||
Microcrédito Grupo Solidario | 20.0%-33.6% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.1% - 24.1% | 22.6% - 24.5% | 84 | ||||||||
Microcrédito Productivo Individual (USD) | 18.0%-34.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.1% - 30.6% | 22.6% - 31% | 60 | ||||||||
Microcrédito Productivo Individual (BOB) | 18.0%-34.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 24.2% - 26.4% | 24.6% - 26.8% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 65.5% - 93% | 91% - 138.1% | 38 | ||||||||
Group Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 76.4% - 89% | 108.4% - 130.3% | 38 | ||||||||
Individual Loan | 36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 66.3% - 80.3% | 78.6% - 95.4% | 43 | ||||||||
MYC4 Loan | 40.08% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 73.1% - 91.5% | 73.1% - 91.5% | 50 |
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