Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1987 |
Head of Institution | A. Pablo Nuñez Quiroga |
Regions active | Beni , Santa Cruz |
# Branches | 11 |
Total Portfolio (nat'l) | BOB 108,376,975 |
Total Portfolio (USD) | USD 16,055,848.15 |
Active clients with loans | 8,006 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | WomenŽs World Banking, FINRURAL |
Funders |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2003 |
Head of Institution | Shedehva Optat |
Regions active | Ruvuma |
# Branches | 1 |
Total Portfolio (nat'l) | TZS 4,748,143,743 |
Total Portfolio (USD) | USD 2,986,253.93 |
Active clients with loans | 1,069.80 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Community Bank Association |
Funders | Financial Sector Deepening, Agricultural Trust Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | USD 50 - 5,000 | 4 - 36 | 20% - 40% | 60% - 80% | Consumer | Women, Men, Salaried worker | Credit Ins | |||||||
Asociativo | USD 50 - 2,000 | 12 - 36 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Estar afiliado a una asociacion | Credit Ins | |||||||
Independiente | USD 50 - 15,000 | 6 - 48 | 60% - 80% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Linea Agil | USD 500 - 25,000 | 3 - 48 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Credit Ins | |||||||
Oportuno | USD 50 - 1,000 | 3 - 18 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Ins | |||||||
Transporte | USD 500 - 25,000 | 6 - 48 | 20% - 40% | 60% - 80% | Business | Women, Men, Debe estar afiliado a alguna asociacion, cooperativa y /o Sindicato de transporte. | Credit Ins | |||||||
Mipe | USD 15,001 - 25,000 | 6 - 48 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Business Training | |||||||
Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Must run agricultural activities or business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | 29.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 30% - 34.9% | 30.9% - 35.7% | 77 | ||||||||
Asociativo | 20.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.1% - 36% | 20.8% - 36.7% | 68 | ||||||||
Independiente | 20.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.1% - 35.9% | 20.8% - 36.6% | 69 | ||||||||
Linea Agil | 18.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 19.8% - 32% | 20.5% - 32.7% | 68 | ||||||||
Oportuno | 32.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 32% - 35.9% | 32.6% - 36.6% | 87 | ||||||||
Transporte | 18.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 19.1% - 26.1% | 19.8% - 26.7% | 77 | ||||||||
Mipe | 19.0%-21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.1% - 21.1% | 20.8% - 21.8% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | 29.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 30% - 34.9% | 30.9% - 35.7% | 77 | ||||||||
Asociativo | 20.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.1% - 36% | 20.8% - 36.7% | 68 | ||||||||
Independiente | 20.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.1% - 35.9% | 20.8% - 36.6% | 69 | ||||||||
Linea Agil | 18.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 19.8% - 32% | 20.5% - 32.7% | 68 | ||||||||
Oportuno | 32.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 32% - 35.9% | 32.6% - 36.6% | 87 | ||||||||
Transporte | 18.0%-36.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 19.1% - 26.1% | 19.8% - 26.7% | 77 | ||||||||
Mipe | 19.0%-21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.1% - 21.1% | 20.8% - 21.8% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
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