2. FUNBODEM
Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundacion Boliviana Para El Desarrollo De La Mujer Calle Rene Moreno # 476Santa Cruz
Data approved: 2013-10-10
Data version: 2
Age of data: 131 months
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1987
Head of InstitutionA. Pablo Nuñez Quiroga
Regions activeBeni , Santa Cruz
# Branches11

Total Portfolio (nat'l)BOB 108,376,975
Total Portfolio (USD)USD 16,055,848.15
Active clients with loans8,006
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsWomenŽs World Banking, FINRURAL
Funders

Loan Products » Summary

Asalariado
1,074 Borrowers
USD 758,509 Portfolio
Active Product
Asociativo
499 Borrowers
USD 707,278 Portfolio
Active Product
Independent
5,711 Borrowers
USD 8,694,847 Portfolio
Active Product
Linea Agil
105 Borrowers
USD 555,615.02 Portfolio
Active Product
Oportuno
558 Borrowers
USD 301,219.66 Portfolio
Active Product
Transporte
466 Borrowers
USD 1,736,926.16 Portfolio
Active Product
Mipe
173 Borrowers
USD 3,032,103.92 Portfolio
Active Product
Temporada
46 Borrowers
USD 8,777.84 Portfolio
Low Volume Product
Estodios
8 Borrowers
USD 3,120.67 Portfolio
Low Volume Product
Microwarrant
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asalariado USD 50 - 5,000 4 - 36 20% - 40% 60% - 80% Consumer Women, Men, Salaried worker Credit Ins
Asociativo USD 50 - 2,000 12 - 36 0% - 20% 80% - 100% Business Women, Men, Have business, Estar afiliado a una asociacion Credit Ins
Independiente USD 50 - 15,000 6 - 48 60% - 80% 20% - 40% Business, Agriculture Women, Men, Have business Credit Ins
Linea Agil USD 500 - 25,000 3 - 48 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins
Oportuno USD 50 - 1,000 3 - 18 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins
Transporte USD 500 - 25,000 6 - 48 20% - 40% 60% - 80% Business Women, Men, Debe estar afiliado a alguna asociacion, cooperativa y /o Sindicato de transporte. Credit Ins
Mipe USD 15,001 - 25,000 6 - 48 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asalariado 29.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 30% - 34.9% 30.9% - 35.7% 77
Asociativo 20.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.1% - 36% 20.8% - 36.7% 68
Independiente 20.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.1% - 35.9% 20.8% - 36.6% 69
Linea Agil 18.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 19.8% - 32% 20.5% - 32.7% 68
Oportuno 32.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 32% - 35.9% 32.6% - 36.6% 87
Transporte 18.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 19.1% - 26.1% 19.8% - 26.7% 77
Mipe 19.0%-21.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.1% - 21.1% 20.8% - 21.8% 89
Institution Price Graph
Click to view Price Analysis Tool
  2. Mbinga
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Mbinga Community Bank Ltd Head QuartersMbinga, RuvumaPO Box 290
Data approved: 2013-03-20
Data version: 2
Age of data: 136 months
Choose version

Product

Small Business Loan Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (TZS)TZS 1,755,687,167
Portfolio (USD)USD 1,104,205.77
Active Clients with Loans58
Approximate % Female Clients20% - 40%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
It provides business capital to consumers and offers clients a flexible repayment model.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveRuvuma

Loan Conditions

Loan Amount
CurrencyTZS
Minimum loan sizeTZS 1,000,000
Maximum loan size45,000,000
Distribution at Disbursement (Est.)
Loans less than TZS 350,0000
TZS 350,000-1,250,00015%
TZS 1,250,000-2,000,00015%
TZS 2,000,000-3,000,00010%
TZS 3,000,000-4,000,00020%
Greater than TZS 4,000,00020%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term18.0 months
Approx average9.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less30%
Between 4 and 6 months40%
Between 7 and 9 months15%
Between 10 and 12 months5%
Between 13 and 18 months10%
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest10.00%
Highest quoted nominal interest24.00%
Reason(s) why interest rate variesLoan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionLoan Application FeeLegal Set Up Fee
% of loan amount - min1.00%1.00%
% of loan amount - max1.00%1.00%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?NoYes
Ongoing Fees
Fee 1
DescriptionMonthly Monitoring Fee
% of loan amount - min0.17%
% of loan amount - max0.17%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationPercentage of disbursed amount charged per month which is equivalent to 2% per annum.
Appears on Repayment Sched?Yes
Upfront Insurance Fees
Ins 1
DescriptionLoan Insurance
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Small Business Loan samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountTZS 1,000,000TZS 2,000,000TZS 3,000,000TZS 4,000,000TZS 5,000,000
Loan Cycle (1, 2, 3, etc)11111
Disbursement Date2013-04-102013-02-232013-02-082013-04-022013-02-15
Loan Term (Months)5.0 months11.0 months11.0 months11.0 months11.0 months
Grace Period (Months)-1.0 months-1.0 months-1.0 months-1.0 months-1.0 months
Total Cost of CreditTZS 160,000TZS 580,000TZS 870,000TZS 1,160,000TZS 1,450,000
True Price by Comp         
Interest price component56.6%49.8%49.8%50.1%49.8%
Fee Component15.1%8.9%8.8%8.9%8.8%
Insurance Component5.3%2.5%2.6%2.6%2.6%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)77.0%61.2%61.2%61.6%61.2%
Transparency Index1316161616
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Small Business Loan Price Graphs


Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞