2. FONCRESOL
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  2. ESAF
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Institution

Fundación Fondo de Crédito Solidario Calle Quintin Barrios Nº 768 (Plaza España - Sopocachi), MurilloLa Paz, Bolivia5603
Data approved: 2013-08-16
Data version: 2
Age of data: 130 months
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Institution

ESAF Microfinance & Investments (P) LTD NO. 5A, 5th FLOORPURASAWALKAMChennai, Tamil Nadu600084
Data approved: 2010-11-15
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.peap-foncresol.org
Year established1997
Head of InstitutionGustavo Diez de Medina Villarreal
Regions activeChuquisaca , Cochabamba , La Paz , Potosí, Tarija
# Branches5

Total Portfolio (nat'l)BOB 64,620,579
Total Portfolio (USD)USD 9,573,419.11
Active clients with loans3,909
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsFINRURAL, INAFI - LA
FundersMISEREOR, Programa Mundial de Alimentos - PMA, Obras Cardenal Leger - CLO, ACDI (Agencia Canadiense de Desarrollo Internacional)

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1996
Head of InstitutionK.PAUL THOMAS
Regions active0
# Branches105

Total Portfolio (nat'l)INR 1,561,228,229
Total Portfolio (USD)USD 34,693,960.64
Active clients with loans220,011
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Comunal
3,404 Borrowers
USD 1,285,406.06 Portfolio
Active Product
Individual
466 Borrowers
USD 8,032,746.36 Portfolio
Active Product
Solidario
39 Borrowers
USD 255,264.30 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

GL
37,676 Borrowers
USD 2,251,389.09 Portfolio
Active Product
IGL
211,746 Borrowers
USD 31,891,022.89 Portfolio
Active Product
Jeevandhara
1,775 Borrowers
USD 131,947.11 Portfolio
Active Product
Nirmal
363 Borrowers
USD 75,367 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 2,500 - 9,500 6 - 18 60% - 80% 0% - 20% Business, Agriculture, Consumer Women, Men, Have business Credit Educ, Group Mtgs, Other Training, Insidencia Politica - Participación ciudadana, Derechos Humanos - Género
Individual USD 100 - 15,000 6 - 60 40% - 60% 60% - 80% Business, Agriculture, Consumer Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan INR 6,000 - 8,000 12 80% - 100% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Business Training
Income Generation Loan INR 10,000 - 20,000 12 80% - 100% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Business Training
Jeevandhara INR 3,000 - 12,000 12 - 24 80% - 100% 0% - 20% For installing water connection Women, Men Credit Educ, Group Mtgs
Nirmal INR 6,000 - 12,000 12 - 24 80% - 100% 0% - 20% for sanitation Purposes Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 24.0% annual, Decl Bal 0 Fees 1 Ins None 6.00% ongoing 23.8% - 24% 30.3% - 30.6% 79
Individual 9.0%-18.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.1% - 18.9% 18.7% - 18.9% 48

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 0% 31.2% - 31.7% 31.2% - 31.7% N/A
Jeevandhara 0% 28.2% 28.2% N/A
Nirmal 0% 28.2% 28.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 17.0% annual, Flat 0 Fees 0 Ins None N/A 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 17.0% annual, Flat 0 Fees 0 Ins None N/A 31.2% - 31.7% 31.2% - 31.7% 53
Jeevandhara 15.0% annual, Flat 0 Fees 0 Ins None N/A 28.2% 28.2% 53
Nirmal 15.0% annual, Flat 0 Fees 0 Ins None N/A 28.2% 28.2% 53

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 24.0% annual, Decl Bal 0 Fees 1 Ins Ins None 6.00% ongoing 23.8% - 24% 30.3% - 30.6% 79
Individual 9.0%-18.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.1% - 18.9% 18.7% - 18.9% 48

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 0% 31.2% - 31.7% 31.2% - 31.7% N/A
Jeevandhara 0% 28.2% 28.2% N/A
Nirmal 0% 28.2% 28.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 17.0% annual, Flat 0 Fees 0 Ins Ins None N/A 0% - 57.5% 0% - 31.7% N/A
Income Generation Loan 17.0% annual, Flat 0 Fees 0 Ins Ins None N/A 31.2% - 31.7% 31.2% - 31.7% 53
Jeevandhara 15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 28.2% 28.2% 53
Nirmal 15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 28.2% 28.2% 53
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