Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.peap-foncresol.org |
Year established | 1997 |
Head of Institution | Gustavo Diez de Medina Villarreal |
Regions active | Chuquisaca , Cochabamba , La Paz , Potosí, Tarija |
# Branches | 5 |
Total Portfolio (nat'l) | BOB 64,620,579 |
Total Portfolio (USD) | USD 9,573,419.11 |
Active clients with loans | 3,909 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | FINRURAL, INAFI - LA |
Funders | MISEREOR, Programa Mundial de Alimentos - PMA, Obras Cardenal Leger - CLO, ACDI (Agencia Canadiense de Desarrollo Internacional) |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.kwftdtm.com |
Year established | 1982 |
Head of Institution | Mwangi Githaiga |
Regions active | Central, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western |
# Branches | 235 |
Total Portfolio (nat'l) | KES 13,743,335,462 |
Total Portfolio (USD) | USD 165,982,312.30 |
Active clients with loans | 250,748 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Women's World Banking, AMFI, AFRACA |
Funders | KWH, Employee Share Ownership Plan (ESOP) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal | BOB 2,500 - 9,500 | 6 - 18 | 60% - 80% | 0% - 20% | Business, Agriculture, Consumer | Women, Men, Have business | Credit Educ, Group Mtgs, Other Training, Insidencia Politica - Participación ciudadana, Derechos Humanos - Género | |||||||
Individual | USD 100 - 15,000 | 6 - 60 | 40% - 60% | 60% - 80% | Business, Agriculture, Consumer | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | KES 10,000 - 45,000,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment | |||||||
Consumer Loan | KES 10,000 - 200,000 | 6 - 18 | 80% - 100% | 0% - 20% | Consumer | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Elimu Loan | KES 5,000 - 200,000 | 6 - 12 | 80% - 100% | 0% - 20% | Education | Women, Have business, Evidence of school admission/attendance | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Agricultural Loan | KES 10,000 - 45,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business, Agriculture | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leadership, Women Empowerment | |||||||
Energy Loan | KES 50,000 - 200,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business, Other | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Asset Financing Loan | KES 50,000 - 10,000,000 | 6 - 60 | 80% - 100% | 0% - 20% | Business | Women, Must be willing to set up a viable business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal | 24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 6.00% ongoing | 23.8% - 24% | 30.3% - 30.6% | 79 | ||||||||
Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 18.9% | 18.7% - 18.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 20.0%-21.6% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37.1% - 42.8% | 47.8% - 60.2% | 35 | ||||||||
Consumer Loan | 18.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 40.6% - 40.7% | 52.7% - 55.7% | 33 | ||||||||
Elimu Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 38% - 43.9% | 52.7% - 61.3% | 35 | ||||||||
Agricultural Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37% - 42.8% | 47% - 56.9% | 36 | ||||||||
Energy Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 36.8% - 40.8% | 51.9% - 57.7% | 33 | ||||||||
Asset Financing Loan | 11.2%-20.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 35.9% - 41.4% | 43.9% - 56.7% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal | 24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 6.00% ongoing | 23.8% - 24% | 30.3% - 30.6% | 79 | ||||||||
Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.1% - 18.9% | 18.7% - 18.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 20.0%-21.6% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37.1% - 42.8% | 47.8% - 60.2% | 35 | ||||||||
Consumer Loan | 18.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 40.6% - 40.7% | 52.7% - 55.7% | 33 | ||||||||
Elimu Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 38% - 43.9% | 52.7% - 61.3% | 35 | ||||||||
Agricultural Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37% - 42.8% | 47% - 56.9% | 36 | ||||||||
Energy Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 36.8% - 40.8% | 51.9% - 57.7% | 33 | ||||||||
Asset Financing Loan | 11.2%-20.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 35.9% - 41.4% | 43.9% - 56.7% | 22 |
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