2. IDEPRO
Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

IDEPRO DESARROLLO EMPRESARIAL Calle Campos No 132, esquina Av. AcreLa Paz, La Paz14236
Data approved: 2013-10-04
Data version: 2
Age of data: 131 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://WWW.IDEPRO.ORG/
Year established1991
Head of InstitutionJose Morales Mauri
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches15

Total Portfolio (nat'l)BOB 273,491,543
Total Portfolio (USD)USD 40,517,265.63
Active clients with loans10,413
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Promicro
8,500 Borrowers
USD 28,837,538.96 Portfolio
Active Product
Procadena
1,900 Borrowers
USD 11,641,566.67 Portfolio
Active Product
Servi USD
Retired Product
Pro Cad BOB
Retired Product
Pro Cad USD
Retired Product
Indiv BOB
Retired Product
Indiv USD
Retired Product
Pro Mic BOB
Retired Product
Pro Mic USD
Retired Product
Indi. Se USD
Retired Product
Microcredito
Retired Product
Tipo Pro BOB
Retired Product
Tipo Pro Cad
Retired Product
Tipo USD
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Promicro BOB 350 - 140,000 1 - 72 20% - 40% 60% - 80% Business, Agriculture Women, Men, Have business Credit Ins
Procadena BOB 1,000 - 610,000 1 - 120 20% - 40% 0% - 20% Business, Agriculture, Education Women, Men, Have business Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Promicro 12.0%-33.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.1% - 30% 19.2% - 31.1% 100
Procadena 16.5%-33.0% annual, Decl Bal 0 Fees 1 Ins None N/A 17.7% - 25.6% 18.3% - 26.4% 81
Institution Price Graph
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  2. MKL
Please note that the information you are viewing is 119 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Musoni Kenya Limited 25351Nairobi, Nairobi100
Data approved: 2015-03-27
Data version: 1
Age of data: 119 months

Product

Tuelimike ( School Fee Loan) Product 3 of 6 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (KES)KES 12,718,447
Portfolio (USD)USD 153,604.43
Active Clients with Loans1,189
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Targets clients who either have children in school or are undertaking colledge training themselves.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Educationx
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visits
Business trainingx
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution5
# Regions for this product4
Regions ActiveCoast, Eastern, Nairobi, Rift Valley

Loan Conditions

Loan Amount
CurrencyKES
Minimum loan sizeKES 5,000
Maximum loan size70,000
Distribution at Disbursement (Est.)
Loans less than KES 50,00080%
KES 50,000-150,00020%
KES 150,000-250,0000
KES 250,000-350,0000
KES 350,000-450,0000
Greater than KES 450,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term9.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months50%
Between 7 and 9 months50%
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.83%
Highest quoted nominal interest1.83%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
Descriptionupfront
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited20.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Tuelimike ( School Fee Loan) samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
KES 5,000 Generated 2015-03-01 5.5 months N/A KES 655.38 79.2% 39.2% 12.6% 0.0% 0.0% 27.4% 28 - PDF
KES 5,750 Generated 2015-03-01 8.7 months N/A KES 1,092.71 72.9% 39.6% 8.4% 0.0% 0.0% 24.9% 30 - PDF
KES 18,000 Generated 2015-03-01 5.5 months N/A KES 2,359.37 79.2% 39.2% 12.6% 0.0% 0.0% 27.4% 28 - PDF
KES 25,875 Generated 2015-03-01 8.7 months N/A KES 4,917.21 72.9% 39.6% 8.4% 0.0% 0.0% 24.9% 30 - PDF
KES 36,000 Generated 2015-03-01 5.5 months N/A KES 4,718.74 79.2% 39.2% 12.6% 0.0% 0.0% 27.4% 28 - PDF
KES 48,000 Generated 2015-03-01 9.0 months N/A KES 9,352.82 67.2% 37.6% 7.7% 0.0% 0.0% 21.9% 33 - PDF
KES 60,000 Generated 2015-03-01 5.5 months N/A KES 7,864.57 79.2% 39.2% 12.6% 0.0% 0.0% 27.4% 28 - PDF
KES 70,000 Generated 2015-03-01 9.0 months N/A KES 13,639.53 67.2% 37.6% 7.7% 0.0% 0.0% 21.9% 33 - PDF
Tuelimike ( School Fee Loan) Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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