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Institution
Data approved: 2010-10-28
Data version: 1
Age of data: - months
Description
Crédito otorgado a una persona natural o jurídica, con el objeto de financiar actividades de producción, comercialización y servicios, cuya fuente principal de pago lo constituye el producto de las ventas e ingresos generados por dichas actividades.
Any purpose Income generation x Mortgage/housing Consumer loan Agriculture Education Other household finance Other Capital de Inversión Other (2) Capital de Operaciones
Credit education x Group meetings Credit insurance x Workplace visits Business training Other training Other Other (2) No other services
Men x Women x Must run a business x Must own a home or land Must be a salaried worker Must be specific age group Other Other (2)
Portfolio Size by Product
Geographic Coverage
# Regions for this institution N/A # Regions for this product N/A Regions Active
Loan Conditions
Currency BOB Minimum loan size BOB 1,000 Maximum loan size 105,000
Shortest loan term 3.0 months Longest loan term 72.0 months Approx average 33.4 months
Daily Weekly Every 2 weeks Every 4 weeks Monthly x Every 2 months Quarterly x Every 6 months Every 12 months Single end payment Irregular payments x
Pricing Information
Interest
Lowest quoted nominal interest 14.00% Highest quoted nominal interest 35.00% Reason(s) why interest rate varies Branch, Loan Size, Collateral Interest rate period Yearly Interest Rate Calculation Method Decl Bal Subsidized by funder request? Yes Is rate fixed for entire loan term Yes
Upfront Fees This product has no upfront fees Ongoing Fees This product has no ongoing fees Upfront Insurance Fees This product has no upfront insurance fees Ongoing Insurance Fees This product has no ongoing insurance fees
Required for Never Criteria N/A Is deposit indicated on the repayment schedule? N/A Do borrowers control deposit in their group? N/A
Deposit BEFORE or AT Disbursement
% loan amount deposited N/A or, Fixed-amount deposited N/A
Deposits DURING period payments
% loan amount deposited N/A or, Fixed-amount deposited N/A Conditions on access to deposit N/A
Interest Paid on Deposit
Minimum interest rate paid N/A Maximum interest rate paid N/A Interest payment frequency N/A
Taxes
Are taxes charged on this product? No
Additional Comments
Existen 2392 créditos para 2361 clientes.\r
Crédito Individual - Pro Micro (BOB) Price Graphs
0 100 Pricing Transparency Index Regulated Inst. Not Regulated Inst. NGO Institution Type Business Loan Purpose IDEPRO Institution BO-023-V01-P06 Product BO Country 2010 Year Range Number 1 Institution Data Version 0 20,000 40,000 60,000 80,000 Loan Size (all) 0% 10% 20% 30% Full APR (int fee ins tax dep) > 400 200 20 Number of Borrowers* * Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.