2. IDEPRO
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Arth
Please note that the information you are viewing is 176 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

IDEPRO DESARROLLO EMPRESARIAL CALLE CAMPOS NRO 132 ZONA SAN JORGELa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution

Arth Microfinance Pvt Ltd A-11,Mahaveer udyan pathBajaj NagarJaipur, Rajasthan302015
Data approved: 2010-10-25
Data version: 1
Age of data: 176 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://WWW.IDEPRO.ORG/
Year established1988
Head of InstitutionROBERTO CASANOVAS SAINZ
Regions active0
# Branches15

Total Portfolio (nat'l)BOB 277,045,116.80
Total Portfolio (USD)USD 41,043,721.01
Active clients with loans5,428
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFINRURAL
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionPramod Kumar Paliwal
Regions active
# Branches10

Total Portfolio (nat'l)INR 98,799,721
Total Portfolio (USD)USD 1,864,145.68
Active clients with loans13,170
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Indiv BOB
350 Borrowers
USD 1,737,214.96 Portfolio
Active Product
Indiv USD
767 Borrowers
USD 3,964,385 Portfolio
Active Product
Pro Mic BOB
2,361 Borrowers
USD 7,365,532 Portfolio
Active Product
Pro Mic USD
3,351 Borrowers
USD 10,797,555 Portfolio
Active Product
Indi. Se USD
731 Borrowers
USD 3,541,302.91 Portfolio
Active Product
Microcredito
4,252 Borrowers
USD 11,355,954 Portfolio
Active Product
Tipo Pro Cad
248 Borrowers
USD 708,820 Portfolio
Active Product
Tipo USD
422 Borrowers
USD 1,358,175 Portfolio
Active Product
Servi USD
11 Borrowers
USD 130,112 Portfolio
Low Volume Product
Pro Cad BOB
2 Borrowers
USD 27,069.04 Portfolio
Low Volume Product
Pro Cad USD
4 Borrowers
USD 31,601 Portfolio
Low Volume Product
Tipo Pro BOB
3 Borrowers
USD 26,000 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Sampda
152 Borrowers
USD 101,146.23 Portfolio
Active Product
Shahyog
2,758 Borrowers
USD 509,913.58 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito Individual - Pro Cadenas (BOB) BOB 780 - 354,000 3 - 72 20% - 40% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins
Crédito Individual - Pro Cadenas (USD) USD 244 - 47,000 3.7 - 72 20% - 40% 20% - 40% Business, Capital de operación, inversión y/o pago de servic Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Crédito Individual - Pro Micro (BOB) BOB 1,000 - 105,000 3 - 72 40% - 60% 60% - 80% Business, Capital de Inversión, Capital de Operaciones Women, Men, Have business Credit Educ, Credit Ins
Crédito Individual - Pro Micro (USD) USD 200 - 40,000 2.8 - 72 20% - 40% 40% - 60% Business, Capital de operación, Capital de inversión Women, Men, Have business, minimo 18 años y maximo 65 años Credit Ins
Crédito Individual - Servicios Especializados e Integrados USD 150 - 20,000 4 - 72 40% - 60% 0% - 20% Business, Capital de operación, inversión y/o pago de servic Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Crédito Individual -Servicios de Microcrédito USD 150 - 15,000 4 - 72 40% - 60% 40% - 60% Business, Capital de operación, Capital de inversión Women, Men, Have business, minimo 18 años y maximo 65 años Credit Ins
Prendario Tipo Warrant - Pro Cadenas (USD) USD 500 - 10,000 17.7 - 72 20% - 40% 0% - 20% Business, capital de operación, inversión y/o pago de servic Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Prendario Tipo Warrant - Servicios Especializados e Integrados USD 500 - 10,000 10 - 72 0% - 20% 0% - 20% Business, capital de operación, inversión y/o pago de servic Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sampda INR 35,000 - 35,000 16 80% - 100% 20% - 40% Business, Can only be used for FIXED assets, Asset Creation of Borrower's Choice Women Credit Educ, Group Mtgs, Credit Ins, Business Training
Shahyog INR 10,000 - 16,000 12 80% - 100% 20% - 40% Business, Housing Women Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito Individual - Pro Cadenas (BOB) 14.0%-24.0% annual, Decl Bal 1 Fee 1 Ins None N/A 15.8% - 19.8% 16.5% - 20.2% 79
Crédito Individual - Pro Cadenas (USD) 13.0%-28.0% annual, Decl Bal 1 Fee 1 Ins 15.00% Principal N/A 15.2% - 29.6% 15.8% - 29.6% 58
Crédito Individual - Pro Micro (BOB) 14.0%-35.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.3% - 30.4% 18.9% - 31.1% 55
Crédito Individual - Pro Micro (USD) 12.0%-35.0% annual, Decl Bal 0 Fees 1 Ins 15.00% Principal N/A 25% - 32.6% 26.1% - 33.2% 39
Crédito Individual - Servicios Especializados e Integrados 14.0%-25.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Crédito Individual -Servicios de Microcrédito 16.0%-29.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 0% 0% N/A
Prendario Tipo Warrant - Pro Cadenas (USD) 16.0%-19.0% annual, Decl Bal 1 Fee 1 Ins 15.00% Principal N/A 7.5% - 17.4% 7.6% - 17.5% 100
Prendario Tipo Warrant - Servicios Especializados e Integrados 16.0%-19.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sampda 0% 29.2% 32.4% N/A
Shahyog 0% 31.7% 35.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sampda 14.0% annual, Flat 1 Fee 1 Ins None N/A 29.2% 32.4% 43
Shahyog 15.0% annual, Flat 1 Fee 1 Ins None N/A 31.7% 35.9% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito Individual - Pro Cadenas (BOB) 14.0%-24.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 15.8% - 19.8% 16.5% - 20.2% 79
Crédito Individual - Pro Cadenas (USD) 13.0%-28.0% annual, Decl Bal 1 Fee 1 Ins Ins 15.00% Principal N/A 15.2% - 29.6% 15.8% - 29.6% 58
Crédito Individual - Pro Micro (BOB) 14.0%-35.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.3% - 30.4% 18.9% - 31.1% 55
Crédito Individual - Pro Micro (USD) 12.0%-35.0% annual, Decl Bal 0 Fees 1 Ins Ins 15.00% Principal N/A 25% - 32.6% 26.1% - 33.2% 39
Crédito Individual - Servicios Especializados e Integrados 14.0%-25.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Crédito Individual -Servicios de Microcrédito 16.0%-29.0% annual, Decl Bal 1 Fee 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Prendario Tipo Warrant - Pro Cadenas (USD) 16.0%-19.0% annual, Decl Bal 1 Fee 1 Ins Ins 15.00% Principal N/A 7.5% - 17.4% 7.6% - 17.5% 100
Prendario Tipo Warrant - Servicios Especializados e Integrados 16.0%-19.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sampda 0% 29.2% 32.4% N/A
Shahyog 0% 31.7% 35.9% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sampda 14.0% annual, Flat 1 Fee 1 Ins Ins None N/A 29.2% 32.4% 43
Shahyog 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 31.7% 35.9% 42
Institution Price Graph
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeIDEPROInstitutionBO-023-V01-P05BO-023-V01-P07BO-023-V01-P11ProductBOCountry2010YearRange Number1Institution Data Version01,0002,0003,0004,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 60030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeIDEPROInstitutionBO-023-V01-P04BO-023-V01-P06ProductBOCountry2010YearRange Number1Institution Data Version020,00040,00060,00080,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 40020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessMultipleLoan PurposeArthInstitutionIN-006-V01-P01IN-006-V01-P03ProductINCountry2010YearRange Number1Institution Data Version010,00020,00030,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,3001,00060030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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