ProMujer Bolivia - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ProMujer Bolivia Avenida Hernando Siles NÂ° 5411La Paz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

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Institution

ESAF Microfinance & Investments (P) LTD NO. 5A, 5th FLOORPURASAWALKAMChennai, Tamil Nadu600084

Data approved: 2010-11-15

Data version: 1

Age of data: - months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.pro-mujer.org/
Year established	1990
Head of Institution	Gonzalo Alaiza
Regions active	0
# Branches	71

Total Portfolio (nat'l)	BOB 196,950,773.90
Total Portfolio (USD)	USD 28,751,937.80
Active clients with loans	88,642
Approximate % female clients	80% - 100%
Approximate % urban clients	80% - 100%
Network affiliations	FINRURAL
Funders

Institution Details

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	N/A
Year established	1996
Head of Institution	K.PAUL THOMAS
Regions active	0
# Branches	105

Total Portfolio (nat'l)	INR 1,561,228,229
Total Portfolio (USD)	USD 34,693,960.64
Active clients with loans	220,011
Approximate % female clients	80% - 100%
Approximate % urban clients	40% - 60%
Network affiliations

Loan Products » Summary

Rural 1

5,485 Borrowers

USD 1,775,947.74 Portfolio

Active Product

Rural 2

7,161 Borrowers

USD 2,318,524.05 Portfolio

Active Product

Rural 3

8,048 Borrowers

USD 2,605,561.25 Portfolio

Active Product

Urbano 1

1,409 Borrowers

USD 3,124,924.85 Portfolio

Active Product

Urbano 2

21,014 Borrowers

USD 6,803,734.45 Portfolio

Active Product

Urbano 2

4,192 Borrowers

USD 9,296,694.17 Portfolio

Active Product

Urbano 3

7,934 Borrowers

USD 2,568,688.91 Portfolio

Active Product

Urbano 3

6,567 Borrowers

USD 14,563,465.66 Portfolio

Active Product

Urbano 4

3,276 Borrowers

USD 1,060,564.34 Portfolio

Active Product

Urbano 5

4,394 Borrowers

USD 1,422,774.39 Portfolio

Active Product

Urbano 6

3,420 Borrowers

USD 1,107,445.84 Portfolio

Active Product

Urbano 7

927 Borrowers

USD 300,099.59 Portfolio

Active Product

Urbano 8

2,007 Borrowers

USD 649,676.33 Portfolio

Active Product

Hipoteca

11,953 Borrowers

USD 3,869,924.42 Portfolio

Active Product

Loan Products » Summary

37,676 Borrowers

USD 2,251,389.09 Portfolio

Active Product

IGL

211,746 Borrowers

USD 31,891,022.89 Portfolio

Active Product

Jeevandhara

1,775 Borrowers

USD 131,947.11 Portfolio

Active Product

Nirmal

363 Borrowers

USD 75,367 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Banca Comunal Rural Rango 1	BOB 500 - 2,000	4 - 6	80% - 100%	0% - 20%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health Training
Banca Comunal Rural Rango 2	BOB 2,001 - 16,000	4 - 10	80% - 100%	0% - 20%	Business, Consumer, Education, Other	Women, Have business	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Banca Comunal Urbano Rango 1	BOB 160 - 2,000	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Pueden acceder hombres hasta un 10% del total del portafolio de clientes, El crédito servirá para iniciar un emprendimiento.	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Capacitación en componentes de prevención de salud
Banca Comunal Urbano Rango 1	USD 20 - 283	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Health Training
Banca Comunal Urbano Rango 2	BOB 2,001 - 4,000	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health training
Banca Comunal Urbano Rango 2 (USD)	USD 284 - 566	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health Training
Banca Comunal Urbano Rango 3	BOB 4,001 - 5,000	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Health training
Banca Comunal Urbano Rango 3 (USD)	USD 567 - 2,030	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Banca Comunal Urbano Rango 4	BOB 5,001 - 6,000	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Banca Comunal Urbano Rango 5	BOB 6,001 - 8,000	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Banca Comunal Urbano Rango 6	BOB 8,001 - 11,000	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Up to 10% of GLP can be used for men., New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Banca Comunal Urbano Rango 7	BOB 11,001 - 13,600	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Up to 10% of GLP can be used for men., New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Banca Comunal Urbano Rango 8	BOB 13,001 - 14,030	4 - 6	80% - 100%	80% - 100%	Business, Consumer, Education, Other	Women, Have business, Men can access up to 10% of portfolio, New clients need not own business if they have business plan	Credit Educ, Group Mtgs, Credit Ins, Business Training
Individual Sin Hipoteca Rango	BOB 3,535 - 35,350	3 - 60	60% - 80%	80% - 100%	Any Purpose	Women, Men, Specific age group, 20% men according to current policy

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
General Loan	INR 6,000 - 8,000	12	80% - 100%	0% - 20%	Any Purpose	Women, Men	Credit Educ, Group Mtgs, Business Training
Income Generation Loan	INR 10,000 - 20,000	12	80% - 100%	0% - 20%	Business	Women, Men	Credit Educ, Group Mtgs, Business Training
Jeevandhara	INR 3,000 - 12,000	12 - 24	80% - 100%	0% - 20%	For installing water connection	Women, Men	Credit Educ, Group Mtgs
Nirmal	INR 6,000 - 12,000	12 - 24	80% - 100%	0% - 20%	for sanitation Purposes	Women, Men	Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Banca Comunal Rural Rango 1	24.0% annual, Flat	2 Fees	None	20.00% ongoing	0%	0%	N/A
Banca Comunal Rural Rango 2	24.0% annual, Flat	2 Fees	None	10.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 1	24.0% annual, Flat	1 Fee	None	20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 1	18.0% annual, Flat	1 Fee	15.00% Principal	20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 2	24.0% annual, Flat	1 Fee	None	10.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 2 (USD)	18.0% annual, Flat	1 Fee	15.00% Principal	10.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 3	24.0% annual, Flat	1 Fee	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 3 (USD)	18.0% annual, Flat	1 Fee	15.00% Principal	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 4	24.0% annual, Flat	1 Fee	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 5	24.0% annual, Flat	1 Fee	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 6	24.0% annual, Flat	1 Fee	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 7	24.0% annual, Flat	1 Fee	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 8	24.0% annual, Flat	1 Fee	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Individual Sin Hipoteca Rango	23.0%-30.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
General Loan	0%	0% - 57.5%	0% - 31.7%	N/A
Income Generation Loan	0%	31.2% - 31.7%	31.2% - 31.7%	N/A
Jeevandhara	0%	28.2%	28.2%	N/A
Nirmal	0%	28.2%	28.2%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
General Loan	17.0% annual, Flat	None	N/A	0% - 57.5%	0% - 31.7%	N/A
Income Generation Loan	17.0% annual, Flat	None	N/A	31.2% - 31.7%	31.2% - 31.7%	53
Jeevandhara	15.0% annual, Flat	None	N/A	28.2%	28.2%	53
Nirmal	15.0% annual, Flat	None	N/A	28.2%	28.2%	53

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Banca Comunal Rural Rango 1	24.0% annual, Flat	2 Fees	0 Ins Ins	None	20.00% ongoing	0%	0%	N/A
Banca Comunal Rural Rango 2	24.0% annual, Flat	2 Fees	0 Ins Ins	None	10.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 1	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 1	18.0% annual, Flat	1 Fee	0 Ins Ins	15.00% Principal	20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 2	24.0% annual, Flat	1 Fee	0 Ins Ins	None	10.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 2 (USD)	18.0% annual, Flat	1 Fee	0 Ins Ins	15.00% Principal	10.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 3	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 3 (USD)	18.0% annual, Flat	1 Fee	0 Ins Ins	15.00% Principal	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 4	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 5	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 6	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 7	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Banca Comunal Urbano Rango 8	24.0% annual, Flat	1 Fee	0 Ins Ins	None	20.0% upfront 20.00% ongoing	0%	0%	N/A
Individual Sin Hipoteca Rango	23.0%-30.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
General Loan	0%	0% - 57.5%	0% - 31.7%	N/A
Income Generation Loan	0%	31.2% - 31.7%	31.2% - 31.7%	N/A
Jeevandhara	0%	28.2%	28.2%	N/A
Nirmal	0%	28.2%	28.2%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
General Loan	17.0% annual, Flat	0 Ins Ins	None	N/A	0% - 57.5%	0% - 31.7%	N/A
Income Generation Loan	17.0% annual, Flat	0 Ins Ins	None	N/A	31.2% - 31.7%	31.2% - 31.7%	53
Jeevandhara	15.0% annual, Flat	0 Ins Ins	None	N/A	28.2%	28.2%	53
Nirmal	15.0% annual, Flat	0 Ins Ins	None	N/A	28.2%	28.2%	53

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
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	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


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By Inst Type


By Country

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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