| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 171 |
| ANED | 5,400 | 6,579,000 | 3 | 130 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 130 |
| BancoSol | 215,300 | 861,418,000 | 30 | 130 |
| CIDRE | 8,500 | 126,578,000 | 8 | 130 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 171 |
| CRECER | 166,900 | 134,626,000 | 13 | 130 |
| Diaconia | 67,000 | 85,734,000 | 2 | 130 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 130 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 171 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 130 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 130 |
| FONDECO | 14,200 | 24,274,000 | 3 | 130 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 130 |
| FUBODE | 29,400 | 24,444,000 | 7 | 130 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 130 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 130 |
| IMPRO | 2,400 | 2,885,000 | 4 | 130 |
| ProCredit | 84,300 | 257,487,000 | 8 | 171 |
| PRODEM | 44,900 | 62,529,000 | 4 | 130 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 130 |
| Sartawi | 14,600 | 26,842,000 | 8 | 130 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.asp-i.org/asp-i/ |
| Year established | 2003 |
| Head of Institution | Moses O.T Owharo |
| Regions active | Greater Accra Region, Volta Region |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 174,550 |
| Total Portfolio (USD) | USD 88,604.06 |
| Active clients with loans | 845 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | GHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA |
| Funders | USAID, UBA, Zenith Bank, Ghana Commercial Bank |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | GHS 400 - 15,000 | 4 - 24 | 40% - 60% | 0% - 20% | Business, Used for agricultural purposes | Women, Men, Have business, Must own a farm or animals, fish, etc. | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health Education, Technology Management | |||||||
| Individual Loan | GHS 100 - 3,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business, Consumer, Education | Women, Men, Have business, Salaried worker, Must provide a guarantor | Credit Educ, Tech Asst Visits, Business Training, Health Education | |||||||
| SME Loan | GHS 1,500 - 5,000 | 4 - 8 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Must be a graduate from a small group loan, Must provide guarantor | Credit Educ, Tech Asst Visits, Business Training | |||||||
| Petty Traders Loan (PTL) | GHS 50 - 2,000 | 3 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 15.00%-30.00% upfront | 93% - 112.1% | 137.1% - 163.9% | 32 | ||||||||
| Individual Loan | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 118.9% - 159.8% | 174.6% - 205.5% | 25 | ||||||||
| SME Loan | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 15.00%-20.00% upfront | 107.9% - 136% | 157.9% - 182.6% | 28 | ||||||||
| Petty Traders Loan (PTL) | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 118.9% - 125.8% | 174.6% - 183.6% | 26 |
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