| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 177 |
| ANED | 5,400 | 6,579,000 | 3 | 135 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 135 |
| BancoSol | 215,300 | 861,418,000 | 30 | 135 |
| CIDRE | 8,500 | 126,578,000 | 8 | 135 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 177 |
| CRECER | 166,900 | 134,626,000 | 13 | 135 |
| Diaconia | 67,000 | 85,734,000 | 2 | 135 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 135 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 177 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 135 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 135 |
| FONDECO | 14,200 | 24,274,000 | 3 | 135 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 135 |
| FUBODE | 29,400 | 24,444,000 | 7 | 135 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 135 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 135 |
| IMPRO | 2,400 | 2,885,000 | 4 | 135 |
| ProCredit | 84,300 | 257,487,000 | 8 | 177 |
| PRODEM | 44,900 | 62,529,000 | 4 | 135 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 135 |
| Sartawi | 14,600 | 26,842,000 | 8 | 135 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.asp-i.org/asp-i/ |
| Year established | 2003 |
| Head of Institution | Moses O.T Owharo |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 310,000 |
| Total Portfolio (USD) | USD 206,666.67 |
| Active clients with loans | 4,200 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA |
| Funders | USAID, UBA, FIDELITY BANK, Ghana Commercial Bank |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | GHS 800 - 8,000 | 4 - 6 | 80% - 100% | 0% - 20% | ||||||||||
| Compulsory Savings Loan | GHS 300 - 3,000 | 3 - 6 | 80% - 100% | 0% - 20% | ||||||||||
| Individual Loan | GHS 900 - 2,000 | 3 - 12 | 60% - 80% | 40% - 60% | ||||||||||
| SME Loan | GHS 1,500 - 5,000 | 4 - 8 | 80% - 100% | 60% - 80% | ||||||||||
| Susu Savings Loan | GHS 200 - 1,000 | 3 - 6 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 42.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 46% - 64.7% | 59.4% - 132.1% | 47 | ||||||||||
| Compulsory Savings Loan | 42.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 65.1% - 97.2% | 90.8% - 141.1% | 33 | ||||||||||
| Individual Loan | 42.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 83.1% - 87.1% | 119.8% - 126.9% | 34 | ||||||||||
| SME Loan | 42.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 74.7% - 96.7% | 109.5% - 140.4% | 34 | ||||||||||
| Susu Savings Loan | 42.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 87.1% | 87.1% | 48 |
| Key Statistics | |
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| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
