| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 174 |
| ANED | 5,400 | 6,579,000 | 3 | 133 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 133 |
| BancoSol | 215,300 | 861,418,000 | 30 | 133 |
| CIDRE | 8,500 | 126,578,000 | 8 | 133 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 174 |
| CRECER | 166,900 | 134,626,000 | 13 | 133 |
| Diaconia | 67,000 | 85,734,000 | 2 | 133 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 133 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 174 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 133 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 133 |
| FONDECO | 14,200 | 24,274,000 | 3 | 133 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 133 |
| FUBODE | 29,400 | 24,444,000 | 7 | 133 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 133 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 133 |
| IMPRO | 2,400 | 2,885,000 | 4 | 133 |
| ProCredit | 84,300 | 257,487,000 | 8 | 174 |
| PRODEM | 44,900 | 62,529,000 | 4 | 133 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 133 |
| Sartawi | 14,600 | 26,842,000 | 8 | 133 |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://[email protected] |
| Year established | 1982 |
| Head of Institution | C.K Ablerdu |
| Regions active | Ashanti Region |
| # Branches | 9 |
| Total Portfolio (nat'l) | GHS 12,511,356 |
| Total Portfolio (USD) | USD 6,350,942.13 |
| Active clients with loans | 4,013 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | ARB Apex, GHAMFIN |
| Funders | SPEED Ghana, MiDA, MASLOC |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Commercial Loan | GHS 500 - 90,000 | 6 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Group Mtgs, Credit Ins, Other Training | |||||||
| Salary Loan | GHS 200 - 6,000 | 6 - 18 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
| Susu Loan | GHS 50 - 20,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business, Housing, Consumer, Education, Other | Women, Men, Have business, Must have conttributed savings depsoit for at least 3 months. | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Commercial Loan | 28.00% annual, Flat | 1 Fee | 0 Ins | None | 30.00% upfront | 53% - 56.8% | 97.1% - 106.4% | 27 | ||||||||
| Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 54.2% - 77.7% | 54.2% - 77.7% | 48 | ||||||||
| Susu Loan | 28.00% annual, Flat | 1 Fee | 0 Ins | None | 50.00% upfront | 51.9% - 56.3% | 179.5% - 210.9% | 14 |
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